Upgrade Weekend is Almost Here! As part of our system upgrade, all digital banking services will be temporarily unavailable beginning Friday evening, Sept. 11, through 9:00 AM Monday, Sept. 14. Prepare for upgrade weekend by visiting BANKSOUTH.COM/UPGRADE

Skip to Main Content
Online Access

Online Access

BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

Learn More Online Banking Tutorials

Banking Resources

Banking Resources

Every financial situation is unique. Explore our many resources available to you to make wise decisions when it comes to managing your money.

Be Smart With Money

Mortgage

Mortgage

For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

Learn MoreStart Your Application

System Upgrade

Great news! We’re making upgrades to serve you better.

We’re upgrading our technology over the weekend of September 11-14. These upgrades will bring significant efficiencies across our organization, allowing us to respond more quickly to your needs and deliver enhanced security, products, and services.

Upgrade Status: 🟢 Preparing for Upgrade

What You Need to Know

Upgrade Weekend: September 11-14

✅ Debit cards will continue to work
✅ Scheduled direct deposits will continue processing
❌ Online & Mobile Banking temporarily unavailable
❌ Business Banking temporarily unavailable
❌ Bill Pay access temporarily unavailable
❌ Telephone Banking temporarily unavailable
📞 Customer Care available with extended hours

BankSouth Customer Care: (706) 453-2265

Use the information below to prepare and find answers to common questions.

 

❓FAQs     ✅ How to Prepare     📅 Upgrade Timeline     🗒️ CEO’s Message

What’s Not Changing

Your Money is Safe:

Your funds are secure and fully accessible via your debit card throughout the weekend.

Routing Number:

The BankSouth routing number is not changing.

Debit Cards & PINs:

Continue using your current debit card and PIN. You do not need a new one.

Checks:

You can continue to use your current supply of checks.

Scheduled Bill Pay:

Any payments you have already scheduled in Online Banking will process normally.

What’s Changing

Account Numbers (For a small group):

The vast majority of account numbers are staying exactly the same. If your account number is changing, you will or have already received a separate letter in the mail with specific instructions. Should you have questions, however, our Customer Care team is willing to assist you.

Bank Statements:

You will notice a clean, new layout on your bank statements. Your statement will close as of September 11th. Activity from September 12th forward will be reflected on your next statement, so you may receive two statements in September. No printed statement fee will be assessed for this final statement.

System Upgrade FAQs

You will absolutely still have access to your funds. Your debit card will work as usual, and the BankSouth app and Online Banking will be temporarily unavailable. The BankSouth app and Online Banking will return to normal on Monday, September 14th.

You can contact Customer Care for assistance during the upgrade weekend at (706) 453-2265.

Extended Customer Care hours are Saturday from 8:00 AM to 5:00 PM and Sunday from 10:00 AM to 5:00 PM.

Temporarily taking the system offline allows us to safely and accurately move customer information to our new banking platform. It’s the safest way to complete the conversion while protecting customer information.

Yes, you can use your debit card as you normally would before, during, and after the system upgrade.

No. Your existing card alerts and customized Card Control settings will need to be re-established after the upgrade. Make note of your settings before Sept. 11 and recreate them after the upgrade.

You can call Customer Care at (706) 453-2265. We will have extended Customer Care hours on Saturday from 8 AM to 5 PM, and again on Sunday from 10 AM to 5 PM.

Mobile Deposit and Remote Deposit Capture will be unavailable during the upgrade weekend. BankSouth ATM deposits will also be temporarily unavailable once each ATM is upgraded. If you need to make a deposit during this period, please contact Customer Care at (706) 453-2265 or visit a branch before the upgrade weekend to discuss available options.

Telephone Banking will be unavailable during the upgrade weekend and will return on Monday, September 14.

When you first access the new system, you will need to establish a new PIN and should listen carefully to the prompts, as menu options will change.

All ATMs are being upgraded between September 8 and September 11. Beginning after each ATM upgrade and continuing through September 14, cash withdrawals will remain available. However, deposits and PIN changes will be temporarily unavailable.

To ensure the smoothest possible transition to our new system, we are dedicating all our internal resources that Saturday to the upgrade. While those physical lobbies are closed for the day, our Customer Care team will be available Saturday, September 12th, from 8:00 AM to 5:00 PM and again on Sunday, September 13th, from 10:00 AM to 5:00 PM.

No, you will not! You can continue to use your current debit card without any interruption. We are also continuing with our same partner for Online Banking, so your digital experience will remain familiar.

During the upgrade weekend from September 11th to September 14th, you will not be able to log in and use mobile deposit. We expect all systems to be fully available on Monday, September 14th.

Your direct deposits (like payroll or Social Security) will continue to process normally unless you are informed otherwise.

Yes. Any bills you have scheduled to be paid prior to the upgrade weekend will process exactly as you scheduled them. You won’t need to set them up again.

Your records are completely safe! Because of the system upgrade, your historical statements will be migrated to our new platform. They may not be immediately available online, but they will be fully restored. If you need a specific past statement right away, we can provide that to you.

Yes, as part of our upgrade, our statements have a clean new look! All of your account information is still there; it just might be in a slightly different spot. We have a great ‘Statement Guide’ available on our website that walks you through the new layout, or our bankers would be happy to look at it with you and help you find what you’re looking for.

 

 

 

 

 

As part of our system upgrade, a small number of loan account numbers are changing. Your letter includes your new loan number and any steps you may need to take. If your loan payment is automatically drafted from a BankSouth deposit account, no action is required.

If you make your loan payment using Bill Pay or an automatic transfer through another bank or credit union, you will need to update those payment instructions with your new loan number after September 14, 2026. If your HELOC account number is changing, you may continue using your existing HELOC checks. You do not need to order new checks because of the account number change.

If you’re unsure how your payment is currently set up or whether you need to take action, please contact us and we’ll be happy to help.

No, your current app will not change and you will continue to use your existing login credentials.

No, BankSouth’s routing number remains exactly the same.

As part of our system upgrade, we’re temporarily unable to print debit cards in our branches. Your permanent debit card will be mailed as quickly as possible. In the meantime, we have several options to keep you banking without interruption. Visit your local branch or call (706) 453-2265, and they’ll make sure you have what you need!

We expect all systems to be operational on Monday, September 14th.

You can contact our Customer Care team throughout the weekend during extended hours at (706) 453-2265.

Extended Weekend Hours:

Saturday, Sept. 12, from 8:00 AM – 5:00 PM
Sunday, Sept. 13, from 10:00 AM – 5:00 PM

Yes, we are upgrading to a new and improved Remote Deposit system! This new system will help keep your business competitive and responsive. You should have received an email with a link to the new portal and a quick video tutorial. You will need to use the new link starting Monday, September 14th.

Venmo and CashApp: BankSouth’s system upgrade is not expected to affect services such as Venmo and Cash App that use debit-card networks. Availability of third-party services, however, is outside BankSouth’s control.

FedNow/RTP: Our ability to receive payments through the RTP­® and FedNow® instant payment networks will be temporarily unavailable beginning Friday, September 11, and is expected to resume by 9:00 AM Monday, September 14.

Before the upgrade weekend, make sure you:

✅ Download any statements you may need.

✅ Complete important transfers before Friday evening.

✅ Review scheduled bill payments.

✅ Add your debit card to your digital wallet.

✅ Save Customer Care’s number.

✅ Visit this page during the weekend for updates.

Important Milestones

AUGUST THROUGH SEPTEMBER

  • Information will be sent via direct mail and email if these enhancements affect your account. Visit this page for up-to-date information.

FRIDAY, SEPTEMBER 11, 2026

  • Beginning Friday evening:
    • Online & Mobile Banking unavailable
    • Telephone Banking unavailable
    • Business Banking unavailable
    • Bill Pay access unavailable
    • Transfers unavailable
    • Card Controls unavailable
    • Scheduled payments will continue processing
  • Services are expected to return by Monday, September 14th. Please visit this page for the latest updates.
  • Your regular bank statement cycle will not change. Your statement will close (regardless of your current cycle) as of Friday, September 11th. No charge will be assessed for this final statement, and any accrued interest will be credited to your account. Activity from September 12th forward will be reflected on your next statement.

SATURDAY, SEPTEMBER 12, 2026

  • Our Lake Oconee and Downtown Greensboro branches will be closed on September 12th while we complete our system upgrade.
  • Your BankSouth debit card will continue to work for purchases and ATM withdrawals. Balance inquiries may not be current.
  • Customer Care team will be available from 8:00 AM to 5:00 PM.

SUNDAY, SEPTEMBER 13, 2026

  • Customer Care will be available from 10:00 AM to 5:00 PM.

MONDAY, SEPTEMBER 14, 2026

  • Our new system is expected to be live! All branches and Customer Care will be open for normal business hours, and Online and Mobile Banking are expected to be fully restored.
banking system upgrade timeline

A Word from Our CEO, Harold Reynolds

Why Are We Upgrading?

We’re upgrading the technology that powers your accounts and banking services over the weekend of September 11th. This is a strategic investment in one of the most modern and capable systems available in the industry. This new platform will bring significant efficiencies across our organization, allowing us to respond more quickly to your needs, deliver enhanced security, products, and services

What to Expect

Periodically, we will notify you of expected changes to some products or statements that you may currently receive from BankSouth.

Our goal is to make this transition as seamless as possible. While most of these improvements will happen behind the scenes, there will be a planned service interruption during conversion weekend as we safely move to our new banking platform. We will communicate what to expect well in advance so you can prepare, and our team will be available throughout the weekend to assist you.

How to Contact Us

As we prepare for these system improvements, we want to assure you that our bank employees will be available to speak with you and personally handle every aspect of your banking needs. If you have any questions or concerns, please contact:

BankSouth Customer Care

(706) 453-2265

If you have questions before, during or after the upgrade, we’re here to help. Our Customer Care team will be available throughout the weekend, and as always, you may contact your Relationship Manager or any banker in our branches.

Protect Yourself From Fraud

Unfortunately, scammers often use bank upgrades as an opportunity to trick customers. Please remember: BankSouth will NEVER call, text, or email you asking for your password, verification code, PIN, Social Security Number, or full account number. 

If you receive a suspicious call or message claiming to be from BankSouth, do not click any links or provide any information. Hang up and call us directly at (706) 453-2265.

Stay Ahead of Scammers

stop think call fraud campaign

We Are Here to Help

Our Customer Care team is ready to assist you before, during, and after the upgrade.

Extended Weekend Hours:
Saturday, Sept. 12, from 8:00 AM – 5:00 PM
Sunday, Sept. 13, from 10:00 AM – 5:00 PM

Call (706) 453-2265 or    Visit a Branch