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Online Access

BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

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For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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Building and Remodeling a Home

Whether you’re planning to build a new home from the ground up or staying put and remodeling, BankSouth can help. Our trusted lending team members have walked thousands of customers through the building or renovation process, and can do the same for you. Connect with us to explore your options.

Build or Remodel, BankSouth is Here

It is one of the most exciting yet intimidating projects you’ll ever experience; the construction of a new home from the ground up entails thousands of details, numerous decisions and dozens of contractors and subcontractors to do their part in making your dream home become a reality. Over the past several decades, BankSouth has perfected the ability to work with our homeowner customers, their builders, realtors and subcontractors to bring it all together.

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house being built with construction loan from BankSouth

Building a New Home?

We help from the first conceptual drawing and blueprint through the foundation, framing, and finishing with our expert project management. We’ll ensure that you have the best construction loan financing solution to suit your needs and help guide you through every layer of detail as your home’s construction progresses. When you wrap up construction, your Relationship Manager will guide you into a permanent mortgage that meets your needs perfectly.

Build With a Construction Loan

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architect looking at new build specs for a new home in Georgia
construction loan

If you would like to finance the purchase of a lot, are ready to build, or have plans to build, take the next step and connect with a lender.

BankSouth Customer Stories

Vidyard Video
BankSouth Construction Financing: The Herrera Family:
BankSouth follows a family in their move from metro Atlanta to Lake Oconee. Building on a lot they purchased 20 years ago, Sandy and Diann Herrera walk us through the construction of their home with the help of BankSouth.
Vidyard Video
BankSouth Construction Financing: The Spears pt. 1:
BankSouth follows a family in their move from Florida to Lake Oconee. After financing a renovation with BankSouth, The Spears are building a new construction home at Lake Oconee with help from BankSouth.
Vidyard Video
BankSouth Construction Financing: The Spears pt. 2:
The walls are up, roof is on, driveway is poured, and the Spears are getting excited! See how their new family's custom home construction and financing are progressing.
Vidyard Video
How it Gets Done: BankLabs:
Learn how BankSouth can help you manage your construction project through our BankLabs tool from anywhere. Easily request withdrawals, track construction progress, view inspections, and more.

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personal mortgage

Coldwell Banker Lake Oconee Realty

If you’re looking to find the perfect home for you and your family in the Lake Oconee area, contact the real estate agents at Coldwell Banker Lake Oconee Realty – Lake Oconee’s real estate market leader*. Home finding, mortgage, and construction lending – we’re here to serve all your needs in your home-buying journey.

( * Reader’s Choice Winner, 2012-2022, Lake Oconee Breeze)

Staying Put? Remodel With a HELOC.

Love your space and place but looking to expand or renovate? BankSouth offers a variety of financing tools to help you achieve your goal. A conversation with one of our financing professionals can allay your fears.

Tap into the equity of your home or obtain a new loan to pay for your additions or renovations.

Remodel With a HELOC

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contractor remodeling kitchen after owner obtained a HELOC to finance project

Credit and collateral are subject to approval. Terms and conditions apply.

Bank differently. BankSouth.

We’re a bank for your community. We’re digital-forward and people first. We’re built to help you build your dreams. Let’s build something great together.

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