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BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

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Banking Resources

Banking Resources

Every financial situation is unique. Explore our many resources available to you to make wise decisions when it comes to managing your money.

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For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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Building and Remodeling a Home

Whether you’re planning to build a new home from the ground up or staying put and remodeling, BankSouth can help. Our trusted lending team members have walked thousands of customers through the building or renovation process, and can do the same for you. Connect with us to explore your options.

Building a New Home?

We help from the first conceptual drawing and blueprint through the foundation, framing, and finishing with our expert project management. We’ll ensure that you have the best construction loan financing solution to suit your needs and help guide you through every layer of detail as your home’s construction progresses. When you wrap up construction, your Relationship Manager will guide you into a permanent mortgage that meets your needs perfectly.

Build With a Construction Loan

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architect looking at new build specs for a new home in Georgia

Staying Put? Remodel With a HELOC.

Love your space and place but looking to expand or renovate? BankSouth offers a variety of financing tools to help you achieve your goal. A conversation with one of our financing professionals can allay your fears.

Tap into the equity of your home or obtain a new loan to pay for your additions or renovations.

Remodel With a HELOC

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contractor remodeling kitchen after owner obtained a HELOC to finance project

Construction Loan Success Story: The Spears

BankSouth follows a family in their move from Florida to Lake Oconee. After financing a renovation loan with BankSouth, the Spears have built a new home at Lake Oconee with the help of a BankSouth construction loan.

More Customer Success Stories

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Tell Us About Your Plans to Build or Renovate

To speak with someone right away, give us a call at 706.453.2265.


Credit and collateral are subject to approval. Terms and conditions apply.

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We’re a bank for your community. We’re digital-forward and people first. We’re built to help you build your dreams. Let’s build something great together.

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