Skip to Main Content
Online Access

Online Access

BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

Learn More

Mortgage

Mortgage

For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

Learn MoreStart Your Application

Blog

At their most recent meeting, the Federal Reserve moved policy rates up by 0.5%. The Fed’s announcement is the biggest increase to policy rates since 2000 and is an attempt to tame inflation. Because this increase was expected, interest rates...
Default Thumbnail
The Independent Community Bankers Association recently released its list of top-performing community banks of 2021, and we are excited to be included. It was a year that marked our 75th anniversary, and proved to be one of the highest-performing years...
Credit scores are used to determine the risk in lending money to a borrower. In other words, how likely it is a borrower will pay bills on time. Credit scores range from 300 to 850 and reveal how well a...
Home inspections, appraisals, and closings, oh my! Aspects of the homebuying process can seem frightening, so knowing what to expect can prepare you for what’s ahead. Here’s a breakdown of three vital parts of the process. Home Inspection This is...
By Shannon K. Bradshaw Let’s talk strategy in home buying. You do not have to be a prospective buyer or real estate professional to know the housing market is moving at the speed of light. No price point or market...
By Shannon K. Bradshaw Does a mortgage easy button really exist? Can the average consumer simply press a button and gain loan approval? We have all seen lender TV Ads touting the ease with which a consumer can secure a...
BankSouth Mortgage senior mortgage banker Shannon Bradshaw has been named a 2022 Five Star Mortgage Professional award winner, marking her seventh such recognition in 10 years. Bradshaw is the only Georgia-based loan originator to have won this award seven times...
Looking to purchase or refinance a home? It may pay to act before rates rise further! Here’s why: On November 22, President Joe Biden announced the re-nomination of Federal Reserve Board Chairman Jerome Powell. Both said they are focused on...
Keeping your personal information safe is always a top priority of ours. With increased access and use of technology and the Internet for online shopping, social media, online banking and so many more everyday activities, it’s very important that you...
CAUSE: More money floating around the economy EFFECT: Rising prices on goods and services (recent example: lumber) Inflation impacts the housing market because rising prices on good and services often results in a higher base house price. Inflation may also...
If you’re in the market to purchase a home, you’ve probably seen an assessed value, appraised value and a market value in addition to the home’s sales price. What’s the difference? Simply put, an assessed value is the value determined...
With a new school year approaching, schedules quickly fill with school and extracurricular activities. It seems like there is never enough time to do all that we want. With that said, it is easy for good intentions like teaching your...
Default Thumbnail
FOR IMMEDIATE RELEASE: June 8, 2021 MEDIA CONTACT: Raquel Cobb, Marketing Manager (706) 454-5275 [email protected] Greensboro, Ga.  – BankSouth, a community bank headquartered at Lake Oconee in Greensboro, Georgia celebrated its 75th anniversary with customers on Saturday, June 5. The...
Default Thumbnail
FOR IMMEDIATE RELEASE: July 13, 2021 MEDIA CONTACT: Susan Hancock Abshire Public Relations [email protected] (912)844-9549 GREENSBORO, Ga. - BankSouth is pleased to announce the promotion of Eric Fletcher as market president of our Watkinsville office. Since joining BankSouth in 2014,...
Default Thumbnail
FOR IMMEDIATE RELEASE: May 18, 2021 MEDIA CONTACT: Susan Hancock Abshire Public Relations (912) 844-9549 [email protected] GREENSBORO, Ga. - Victoria Morris, Vice President, Relationship Manager for BankSouth’s Lake Oconee Office recently graduated from the Georgia Banking School.  The graduation ceremony...
Each year on April 22, the world celebrates and recognizes the importance of our home – planet Earth –with organized efforts and acts to educate citizens across the world on how we can do our part to take care of...
According to the FBI, seniors lose more than $3 billion annually from financial exploitation. Millions of America’s seniors become victims of fraud each year and are the most targeted victims of this crime. The Georgia Division of Aging Services Adult...
Default Thumbnail
Haven’t received your stimulus payment? In early March, the Internal Revenue Service (IRS) began issuing a third round of stimulus payments as part of the federal government’s coronavirus economic relief plan. Payments have been and are still being issued by...
Default Thumbnail
NEWS RELEASE FOR IMMEDIATE RELEASE December 2, 2020 Media Contact: Raquel Cobb, Marketing Manager (706) 454-5275 [email protected] GREENSBORO – BankSouth has appointed Corinna Dahl as Retail Branch Manager of their downtown Greensboro branch. Dahl previously served as Universal Banker at...
Mortgage wire fraud occurs when a criminal impersonates a real estate closing firm, a lender, or a real estate agent and provides false wiring instructions to a borrower. The goal of this fraud is to have the funds wired directly...
Default Thumbnail
NEWS RELEASE FOR IMMEDIATE RELEASE July 9, 2020 Media Contact: Raquel Cobb, Marketing Manager (706) 454-5275 [email protected] GREENSBORO – The BankSouth Foundation is proud to announce the 2020 recipients of the BankSouth Citizenship Award and Scholarship. Each year, the Foundation...
Default Thumbnail
NEWS RELEASE FOR IMMEDIATE RELEASE June 19, 2020 Media Contact: Susan Hancock Abshire Public Relations [email protected] (912)844-9549 GREENSBORO, Ga. - BankSouth, after considering direct survey feedback from customers, has reopened all branch lobbies during regular business hours while exercising strict...
Waiting to Buy Can Decrease Your Purchase Power In this uncertain real estate market, many buyers may be playing the waiting game when it comes to purchasing a home. There are advantages and disadvantages to this strategy. Waiting could mean...
If you're thinking about buying a new home soon, you've taken the first step to homeownership! Are you excited? You should be! Homeownership is an exciting journey. After all, the home you'll be in will be YOUR home, not your...