Online banking has been upgraded! The way you pay bills, send money, and make external transfers is now even easier. Take a look at these upgraded features here

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Online Access

BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

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Mortgage

Mortgage

For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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Blog

The best mortgage experience features equal amounts of digital convenience and personal service that ultimately put you – the homebuyer - at the center of everything. There are many trade-offs to make when buying a home.  Settling for an inefficient,...
The year 2022 started off and running just like 2021. Real estate agents were seeing record numbers during the holidays, and seller expectations were for a quick contract to sell in one day or off-market. For buyers who still had...
Best practices for Making a Confident Decision Whether a first-time, second third, or fourth, a new home purchase is a different experience each time. And each time there will inevitably be outside influences providing their thoughts and tips about “best...
online bill pay, person to person payments, external transfers
We’ve made it even easier to pay bills and transfer money in online banking and the BankSouth mobile app. You’re a busybody, with a lot going on — whether it’s keeping track of activities with your children or grandchildren, working...
We’ve been hearing from clients who are concerned about mortgage interest rates. We’d like to offer some reassurance from the front lines. After all, we’re still helping homeowners and homebuyers every day. While interest rates have risen recently, it’s important...
cybersecurity awareness month blog
For Cybersecurity Awareness Month, it’s always a good idea to stay aware of the best ways to keep yourself and your personal information protected from online scammers. According to the Federal Trade Commission (FTC), they received 2.8 million fraud reports...
Apply for up to $10,000 of Homeownership Set-Aside funds to help purchase a home. The recent announcement of an additional $5 Million of Homeownership Set-aside funds offered by the FHLB Atlanta will allow more individuals and families the ability to...
voted Savannah's best community bank and financial institution in 2022
For Immediate Release: September 1, 2023 Media Contact: Neil Hediger, VP - Director of Marketing and Digital Banking [email protected] SAVANNAH, GA September 1, 2022 - Today, for the third year in a row, BankSouth's Savannah branch has been voted Best...
teaching gen z about money management
We all hope to provide younger generations with the education and skills they'll need in life, and financial literacy is a part of this. There are things we can do to teach concepts related to money - modeling and discussing...
Reduce mortgage payments for the first two years of the loan with a 2-1 buydown from BankSouth Mortgage!    Buying a home is an exciting milestone but can come with additional startup costs. Between things like new furniture, fresh paint,...
The U.S. Federal Reserve has hiked rates a few times this year. You may be wondering, why is the Fed hiking rates, and does it affect mortgage rates? Most likely, we have all recently said or heard, "Can you believe...
I am a consumer just like you. I hear and see advertisements claiming to “simplify” the mortgage process. As a consumer, I can understand this marketing approach. As a mortgage professional, I have a different feeling about this messaging. Simplifying...
ATLANTA, GA – BankSouth Mortgage, which operates 13 offices across the Southeast, announces their CEO Kim Nelson has been named one of HousingWire Magazine’s 2022 Women of Influence. The Women of Influence list recognizes trailblazing women who have earned significant leadership positions...
Dreaming of building your custom home, but don’t know where to start? The building process is already stressful enough without having to think about the type of loan you need or how to manage the complex construction process and withdrawal...
What is your rate today? Well, in any market the answer is, “It Depends.” Every prospective borrower is different. I cannot say enough a rate quote should never have a marketing approach. Dangling the lowest rate opportunity to a borrower...
What is an ARM, and does it matter? When it is time to get a mortgage, it’s important to compare your options. There are two different types of mortgages, a fixed-rate mortgage and an adjustable-rate mortgage (ARM). A fixed-rate mortgage...
There are a lot of prophetic questions asked of real estate professionals. What do you think rates will do this week? This year? Should I lock? What if rates go down? Agents are perhaps the ones who feel the most...
Right now is a pivotal time in our economy. And the real estate market is at the forefront of the conversation in the media and amongst consumers. On an individual level we can look back at how our habits have...
For most of our clients, their future home purchases are the largest investments they will make in their lifetime. With this important decision there will always be some element of emotion. Most often buyers are motivated to move for a...
At their most recent meeting, the Federal Reserve moved policy rates up by 0.5%. The Fed’s announcement is the biggest increase to policy rates since 2000 and is an attempt to tame inflation. Because this increase was expected, interest rates...
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The Independent Community Bankers Association recently released its list of top-performing community banks of 2021, and we are excited to be included. It was a year that marked our 75th anniversary, and proved to be one of the highest-performing years...
Credit scores are used to determine the risk in lending money to a borrower. In other words, how likely it is a borrower will pay bills on time. Credit scores range from 300 to 850 and reveal how well a...
Home inspections, appraisals, and closings, oh my! Aspects of the homebuying process can seem frightening, so knowing what to expect can prepare you for what’s ahead. Here’s a breakdown of three vital parts of the process. Home Inspection This is...
By Shannon K. Bradshaw Let’s talk strategy in home buying. You do not have to be a prospective buyer or real estate professional to know the housing market is moving at the speed of light. No price point or market...