Secure Your Business with Positive Pay: Check Fraud Prevention at Its Best

Guard your business’s finances against fraud with BankSouth’s Positive Pay solution.

What is Positive Pay?

Positive Pay is your business’s shield against check fraud. This technology-driven service offers real-time verification of each check that passes through your account. Whether you’re a small enterprise or a thriving corporation, Positive Pay helps ensure that only authorized transactions are processed, safeguarding your hard-earned money from potential threats.

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what is positive pay and how does it work?

How Does Positive Pay Work?

Positive Pay operates seamlessly to protect your finances. When you issue checks, you upload or add the details of each check securely to our system. As checks are presented for payment, our technology cross-checks them against your provided data. If any discrepancies arise, you’ll be notified for review, ensuring that only the checks you’ve authorized are honored. It’s fraud prevention in action, giving you the confidence to focus on your business.

Step 1

Companies Provide Check Data

Companies upload to the Positive Pay system a list of written checks that include the check number, dollar amount, and payee of each check.

Step 2

Check is Verified

The Positive Pay service compares the list to the actual checks, flags any that do not match, and notifies the company by email.

Step 3

Check is Cleared or Returned

The company then tells the Positive Pay service whether to pay or return the item – no need to contact the bank, we will handle it for you!

01

Companies Provide Check Data
02

Check is Verified
03

Check is Cleared or Returned

See Positive Pay in Action

Here is an overview of how Positive Pay protects your business from the rising threat of check fraud.

Request Positive Pay

Empower your business with the unmatched security of Positive Pay. Sign up and experience a new level of confidence in your financial transactions. Your business deserves the best defense against fraud.

Benefits of Positive Pay

Why choose Positive Pay for your business?

Advanced Fraud Prevention: Positive Pay minimizes the risk of check fraud by catching discrepancies before they impact your account.
Streamlined Operations: Reduce administrative hassles by automating the verification process, freeing your team to focus on core business activities.
Peace of Mind: Rest easy knowing that every transaction is thoroughly screened, preventing unauthorized or altered checks from causing financial harm.
Cost Savings: Avoid potential losses associated with check fraud and enhance your bottom line by embracing a proactive approach to security.
Business Growth: With your financial assets secure, you can confidently pursue growth opportunities, knowing your resources are protected.

Request Positive Pay

Contact a Business Banker