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Online Access

Online Access

BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

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Banking Resources

Banking Resources

Every financial situation is unique. Explore our many resources available to you to make wise decisions when it comes to managing your money.

Be Smart With Money



For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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Personal Checking Accounts

Easy, tech-powered saving and spending accounts that help you plan your finances. Find the account that works for you.

Your Money. Your Choices.

These days, you may never write an actual check. But you still need and deserve the power behind unique checking accounts that let you manage, save, and spend the way you want. Driven by a powerful digital engine, our multiple checking offerings work no matter how your money is deposited or taken out.

Direct deposit. Debit cards. Online banking. Even paper checks. At BankSouth, we have it all, so you can do it all.

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Compare Our Personal Checking Accounts

AccountMinimum Opening DepositFees/ OptionsEarns InterestService Charge


A basic checking account with minimal requirements.
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A performance account earning you interest based on your account activity.
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Our premiere account. The account offers value, increased security and special discounts, design just for BankSouth Clients.
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$50$2,500 Minimum Balance OR $10,000 in Personal Deposit Relationships waives the $8 per month maintenance feeYes

With a $2,500 balance or more, interest is paid on the full deposit balance
$8 per month maintenance fee

Spend Smarter and Protect Your Money With Our Debit Cards

Your BankSouth personal checking account comes with debit card services to help you manage your accounts and take charge of your spending. Card Control services allow you to set spending limits, control who has access to your account, and set enhanced fraud detection and prevention measures…all from the palm of your hand.

Requires BankSouth Mobile Banking app. Carrier data and text fees may apply.

Spend smarter. Manage your accounts. Get more cash with purchase rewards. It’s freedom at the tip of your fingers.

BankSouth Debit Cards are available for order when opening an account. If you need to order a replacement or additional card, please call Customer Care at 706-453-2265.

Learn More About Debit Cards

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Pay Bills and Send and Receive Money With Easy Online Banking Services

Banking shouldn’t take up your day or require a visit to a bank branch. With our online banking services, you can pay bills automatically without any messy paperwork. BankSouth’s Online Bill Pay is the easy way to make sure you stay on top of bills and have regular payments.

Send and receive money to and from family, friends, and anyone else. It’s a quick, easy, and secure way to let your money do what you want.

See All Online Banking Services

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Easy Online Account Opening

Save a trip to the bank. We understand your banking needs aren’t always done between the hours of 9 and 5. That’s why we offer you convenient access to services like BankSouth EasyOpen. Our online account opening tool gives you the same ease and security in opening an account that you would receive in our branches.

Open an Account Online

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checking and savings account rates

Checking and Savings Account Rates

Get the latest rates for Checking, Savings, Money Market, and Certificates of Deposit accounts. Want to save a few bucks every month? Switch to e-statements!

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Open a Checking Account Today

Find the checking and spending account that’s right for you, and open it in just a few minutes!

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