FDIC-Insured – Backed by the full faith and credit of the U.S. Government
FDIC-Insured – Backed by the full faith and credit of the U.S. Government
A simple and easy way to bank exclusively online. Secure online account opening, mobile banking, and much more.
Banking shouldn’t be hard. That’s why we’ve made it easy to open your account, fund your account, and manage your money — online. Open your checking account online in minutes and bank your way with ease and convenience.3
All BankSouth personal checking accounts include no fee for ATM withdrawals at ATMs owned by BankSouth, overdraft privilege of $1,0001 (if qualifications are met) and waived $5 monthly paper statement fee with e-statement only registration.
| Features | Complete | Performance | Simple | Young Adult |
|---|---|---|---|---|
| Our premier account offering big value at minimal cost. Learn More Open Account | A performance account earning you a higher interest rate based on your account activity. Learn More Open Account | A basic checking account with minimal requirements.Learn More Open Account | Designed with students and young adults up to 24 years old in mind. Learn More Open Account |
|
Minimum Opening Balance | $50 | $50 | $50 | No minimum opening balance |
Monthly Maintenance Fee | $8 monthly maintenance fee, waived with minimum daily balance of $5,000 OR $25,000 balance in combined personal deposit relationship | $8 monthly maintenance fee, waived with 10 or more debit card transactions (ATM withdrawals do not apply) | $5 monthly maintenance fee, waived with $100 minimum daily balance OR monthly deposits of $250 | No monthly maintenance fee |
Earns Interest | Yes | Yes | No | No |
BankSouth RewardsFuel rewards, cell phone protection2, roadside assistance, and more! Learn More | Yes | No | No | No |
Non-BankSouth ATM Fees WaivedFee charged by non-BankSouth ATM is waived on up to four (4) withdrawals per statement cycle. Up to $12 will be automatically refunded, per statement cycle, for ATM surcharges charged by the owner(s) of non-BankSouth ATMs. | Yes | No | Yes | Yes |
Save a trip to the bank. We understand your banking needs aren’t always during banker’s hours. That’s why we offer you convenient access to services like BankSouth EasyOpen, our simple online account opening process. Our online account opening tool gives you the same ease and security in opening an account that you would receive in our branches.
BankSouth checking accounts make it convenient to manage your money like never before, even after banker’s hours! Our Simple, Performance, and Complete checking accounts all come with the benefits of online banking, money management, online bill pay, card controls, and much more.
Monitor your account and make deposits anytime, anywhere online or in our app.2
Keep track of all our financial accounts in one convenient place — online banking.
Pay all of your household bills from online banking or the mobile app.3
Set spending limits, add restrictions, and receive transaction alerts for your debit card.
Breaking up with your old bank has never been easier. Switch your direct deposit, monthly subscriptions, and recurring bill payments to your new BankSouth account. We’ve made it simple for you in online banking and our app.
Open your account and get your switch started today.
Get cash when you need it fee-free at over 37,000 ATMs.
You can avoid fees by using a BankSouth ATM at any of our locations or by visiting any of the 37,000 ATMs in our Money Pass network.
1 We charge an overdraft fee of $20 per overdraft which may be created by automatic bill payments, checks, and other transactions using your checking account number. We do not authorize and pay overdrafts on ATM and everyday debit card transactions. You must repay the overdraft amount and the fee within 30 calendar days after the overdraft. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, you are not making regular deposits, or you have too many overdrafts. 2 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK. 3 Message and data rates may apply.