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Online Access

Online Access

BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

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Banking Resources

Banking Resources

Every financial situation is unique. Explore our many resources available to you to make wise decisions when it comes to managing your money.

Be Smart With Money

Mortgage

Mortgage

For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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Money Market & Certificate of Deposit

Earn Up to 4.73% APY* with a CD

Get higher returns while having access to your long-term savings.

Open a CD Online    or    Find a Branch

*Conditions apply.

The Benefits of BankSouth Money Market and CDs

Tiered Interest Rates

The more you save, the more you earn.

Automatic Savings

Schedule recurring transfers to your Money Market account in online banking or our mobile app.

Easy Access

8 fee-free debits* per statement cycle and check-writing ability (Money Market accounts only).

Money Market Accounts

When you save for something special or create a special savings fund for a particular goal, a higher-interest-bearing account can help you achieve that goal faster. At BankSouth, you can easily access your hard-earned savings through Online, Mobile, or Telephone Banking to quickly transfer funds between accounts.

Contact your local banker at the nearest branch to you today if you’re ready to discuss setting up a new way to accelerate savings with greater flexibility. To get access to FDIC insurance over $250,000, don’t forget to ask about our ICS service!

Contact Your Local Banker


*Effective 1/1/2021 we will charge an excessive withdrawal fee of $9 per debit/withdrawal or transfer from Money Market Accounts for each withdrawal over 8 per monthly statement cycle.

couple outside smiling while checking the balance on their money market accounts

Certificates of Deposit (CDs)

If you don’t need immediate access to deposited funds, our Bankers will walk you through the details of our CD options for short- and long-term savings objectives.

Benefits of BankSouth CDs:

  • Get started with as little as $500 for a 12-month to 60-month term CD.
  • Also available are shorter-term maturity certificates with a higher minimum investment.
  • Interest is paid by check OR added to your certificate monthly, quarterly, or annually.
  • CDARS service is available to protect your large deposits of over $250,000.

Open an Account Online

or  Contact Your Local Banker

young family in living room reviewing options for certificates of deposit
info

Additional Information and Limitations:
Rates are accurate as of July 3, 2023.

6 Months CD interest rate 4.50%; $2,500 minimum deposit and balance, CDARS Eligible. 12 Months CD interest rate 4.63%; $500 minimum deposit and balance, CDARS Eligible. 17 Months CD interest rate 3.50%; $500 minimum deposit and balance; at renewal, the special rate will convert to an 18 Months CD at standard rate. 24 Months CD interest rate 3.95%; $500 minimum deposit and balance, CDARS Eligible. 36 Months CD interest rate 3.50%; $500 minimum deposit and balance, CDARS Eligible. Fees may be charged which could reduce earnings. Penalty may be imposed for early withdrawal.

checking and savings account rates

Checking and Savings Account Rates

Get the latest rates for Checking, Savings, Money Market, and Certificates of Deposit accounts.

Get Today’s Rates

BankEasy. BankSafe. BankSouth.

Simplify your banking with BankSouth: the easy, safe, and smart option. Experience financial convenience and peace of mind, all in one trusted place.

Find a Branchor    Open an Account