Get higher returns while having access to your long-term savings.
Open a CD Online or Find a Branch
*Conditions apply.
The more you save, the more you earn.
Schedule recurring transfers to your Money Market account in online banking or our mobile app.
8 fee-free debits* per statement cycle and check-writing ability (Money Market accounts only).
When you save for something special or create a special savings fund for a particular goal, a higher-interest-bearing account can help you achieve that goal faster. At BankSouth, you can easily access your hard-earned savings through Online, Mobile, or Telephone Banking to quickly transfer funds between accounts.
Contact your local banker at the nearest branch to you today if you’re ready to discuss setting up a new way to accelerate savings with greater flexibility. To get access to FDIC insurance over $250,000, don’t forget to ask about our ICS service!
*Effective 1/1/2021 we will charge an excessive withdrawal fee of $9 per debit/withdrawal or transfer from Money Market Accounts for each withdrawal over 8 per monthly statement cycle.
If you don’t need immediate access to deposited funds, our Bankers will walk you through the details of our CD options for short- and long-term savings objectives.
Additional Information and Limitations:
Rates are accurate as of July 3, 2023.
6 Months CD interest rate 4.50%; $2,500 minimum deposit and balance, CDARS Eligible. 12 Months CD interest rate 4.63%; $500 minimum deposit and balance, CDARS Eligible. 17 Months CD interest rate 3.50%; $500 minimum deposit and balance; at renewal, the special rate will convert to an 18 Months CD at standard rate. 24 Months CD interest rate 3.95%; $500 minimum deposit and balance, CDARS Eligible. 36 Months CD interest rate 3.50%; $500 minimum deposit and balance, CDARS Eligible. Fees may be charged which could reduce earnings. Penalty may be imposed for early withdrawal.
Get the latest rates for Checking, Savings, Money Market, and Certificates of Deposit accounts.