Online banking has been upgraded! The way you pay bills, send money, and make external transfers is now even easier. Take a look at these upgraded features here

Skip to Main Content
Online Access

Online Access

BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

Learn More



For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

Learn MoreStart Your Application

Experience Mortgage Excellence

The mortgages you need to get your home. The team that understands your life.

Apply Online Find a Mortgage Banker

Fixed-Rate vs. Adjustable-Rate

There are two different types of mortgages, a fixed-rate mortgage and an adjustable-rate mortgage (ARM). Which is better? In this blog, we explain each and list the benefits to help you weigh the pros and cons so you can make an informed decision.

Read More

Rate Lock Options

Lock in your mortgage interest rate and proceed with peace of mind knowing you are protected against a rise in interest rates during your lock period.

Learn more and secure your rate.

Mortgages Don’t Have To Be Scary

Buying a home is a big deal. You deserve clear language, clear timelines, and clear expectations. At BankSouth, we believe that your lender should be on your side.

We’ll make sure you feel comfortable with your choices, confident in your decisions, and informed every step of the way.

Learn how the process will work, meet the people you’ll be working with, and get the information you need to move forward.

See how the process works for you

Mortgage Experts Dedicated To You

Our team lives in the region. We work here. We’re your neighbors. Whether you are moving toward the next step of ownership, refinancing or renovating your home, you deserve people who are committed to helping you build the next step of your life.

Our Mortgage Bankers have helped thousands of people like you get the mortgage that’s right for them. There’s no agenda: there’s just partnership.

Competence. Compassion. Commitment. It’s how you get home.

Meet Our Mortgage Team


Refinance Your Mortgage

Is refinancing right for you? Is it time to lower your rates or shorten the terms of your mortgage? Are you looking to renovate or to obtain equity cash to finance a big life milestone? What will work best for your future plans? Our team is here to answer those questions and plan your next steps.

Get Started Today

The Mortgage and Lending Services You Need

There are a lot of different types of mortgages out there. Our job is to find you the right one. We’ll help you understand how how your home financing works for you when you close and for decades to come.

Your mortgage isn’t far away. A customized mortgage plan puts you in control with down payments and mortgage payments that make sense for your lending needs. You can take the steps to this investment in your future.

It’s your life. It’s your future. We’re here to make it happen for you.

Construction and Renovation

Sometimes, your perfect house isn’t on the market…so you build it. With generous construction and renovation mortgages, you can have the time and capital you need to turn a dream into reality.

Some features include:

  • Down payments as low as 10%
  • Purchase and Refinancing Loans
  • Conforming and Jumbo options
  • In-House Underwriting- Local Decision Making
  • Interest Only Payments during Construction
  • Available for Properties throughout Georgia and beyond
  • Available for primary or second homes

We back builders. We support you.

Construction and Renovation

It’s Time To Go Home

Mortgage lenders should be on your side, every step of the way. If you’re ready to take the next step, talk to us or apply online today.

Apply Today