There are two different types of mortgages, a fixed-rate mortgage and an adjustable-rate mortgage (ARM). Which is better? In this blog, we explain each and list the benefits to help you weigh the pros and cons so you can make an informed decision.
Lock in your mortgage interest rate and proceed with peace of mind knowing you are protected against a rise in interest rates during your lock period.
Buying a home is a big deal. You deserve clear language, clear timelines, and clear expectations. At BankSouth, we believe that your lender should be on your side.
We’ll make sure you feel comfortable with your choices, confident in your decisions, and informed every step of the way.
Learn how the process will work, meet the people you’ll be working with, and get the information you need to move forward.
Our team lives in the region. We work here. We’re your neighbors. Whether you are moving toward the next step of ownership, refinancing or renovating your home, you deserve people who are committed to helping you build the next step of your life.
Our Mortgage Bankers have helped thousands of people like you get the mortgage that’s right for them. There’s no agenda: there’s just partnership.
Competence. Compassion. Commitment. It’s how you get home.
Is refinancing right for you? Is it time to lower your rates or shorten the terms of your mortgage? Are you looking to renovate or to obtain equity cash to finance a big life milestone? What will work best for your future plans? Our team is here to answer those questions and plan your next steps.
There are a lot of different types of mortgages out there. Our job is to find you the right one. We’ll help you understand how how your home financing works for you when you close and for decades to come.
Your mortgage isn’t far away. A customized mortgage plan puts you in control with down payments and mortgage payments that make sense for your lending needs. You can take the steps to this investment in your future.
It’s your life. It’s your future. We’re here to make it happen for you.
FHA loans are designed with first time homebuyers in mind, with less rigid qualification guidelines and lower down payment requirements.
Lower your rate, reduce your loan term, allow you to take cash out to pay down debts or do home improvements.
Special financing for military personnel, offering favorable terms and include options to buy, build, renovate, and refinance a primary residence.
Sometimes, your perfect house isn’t on the market…so you build it. With generous construction and renovation mortgages, you can have the time and capital you need to turn a dream into reality.
Some features include:
We back builders. We support you.