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Banking Resources

Banking Resources

Every financial situation is unique. Explore our many resources available to you to make wise decisions when it comes to managing your money.

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For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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Checking and Savings Account Rates

Account Product Name

Tier (if applicable)

Interest Rate

Annual Percentage Yield (APY)

Simple Checking

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Complete Checking

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$2,500 0.05% 0.05%

Performance Checking

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$0.01 – $24,999.99

$25,000.00 and over




Range 3.56% to 2.96%*1 2

Business Interest Checking

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$100 and over 0.10% 0.10%

Personal Savings

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NA 0.20% 0.20%

Student-Young Adult Savings

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$0.01 – $24,999

$25,000 and over




Range 0.75% to 0.64%*1 2

6 Months CD

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$2,500 and over 4.50% 4.59%

12 Months CD

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$500 and over 4.63% 4.73%

17 Months CD

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$500 and over 3.50% 3.56%3

24 Months CD

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$500 and over 3.95% 4.02%

36 Months CD

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$500 and over 3.50% 3.56%

Effective and revised 07/27/2023.

1Only if specified Performance Criteria is met, otherwise rate is .05%
2Based on an assumed balance of $30,000 in the account.
3At renewal, the special rate will convert to an 18 months CD at standard rate.
4Only if specified Performance Criteria are met, otherwise rate is .70% (.70% APY).
5Assumes balances between $0 and $600,000. Higher balances will lower APY.