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Online Access

Online Access

BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

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Banking Resources

Banking Resources

Every financial situation is unique. Explore our many resources available to you to make wise decisions when it comes to managing your money.

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Mortgage

Mortgage

For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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Checking and Savings Account Rates

Account Product Name

Tier (if applicable)

Interest Rate

Annual Percentage Yield (APY)

Minimum Balance to Open

Simple Checking

Open Account

NA NA NA $50

Complete Checking

Open Account

$2,500 0.05% 0.05% $50

Performance Checking

Open Account

$0.01 – $24,999.99

$25,000.00 and over

3.50%

0.05%

3.56%**1

Range 3.56% to 2.96%*1 2

$50

Business Interest Checking

Contact Us

$100 and over 0.10% 0.10% $100

Personal Savings

Open Account

NA 0.20% 0.20% $50

Student-Young Adult Savings

Open Account

$0.01 – $24,999

$25,000 and over

0.75%

0.10%

0.75%

Range 0.75% to 0.64%*1 2

$25

6 Months CD

Open Account

$2,500 and over 4.25% 4.33% $2,500

12 Months CD

Open Account

$500 and over 4.50% 4.59% $500

17 Months CD

Open Account

$500 and over 4.50% 4.59%3 $500

18 Months CD

Open Account

$500 and over 3.00% 3.04% $500

24 Months CD

Open Account

$500 and over 4.50% 4.59% $500

36 Months CD

Open Account

$500 and over 3.50% 3.56% $500

Effective and revised 03/11/2024.

1Only if specified Performance Criteria is met, otherwise rate is .05%.
2Based on an assumed balance of $30,000 in the account.
3At renewal, the special rate will convert to an 18 months CD at standard rate. Not CDARS eligible.

Rates stated above may change after account opening. Fees may be charged which could reduce earnings.

Special statement regarding Certificates of Deposit: Fees may be charged which could reduce earnings. Penalty may be imposted for early withdrawal.