At BankSouth, we value the trust you place in us to safeguard your money and work every day to ensure you have easy and secure access whenever you need it.
BankSouth has been helping business owners launch and grow their businesses in the community for generations. Whether you’re opening a new location or expanding your existing one, we’re ready to help.
BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.
Every financial situation is unique. Explore our many resources available to you to make wise decisions when it comes to managing your money.
For over ten years, BankSouth has helped thousands of families finance their homes. We know how daunting this may be, but we take the worry and hassle out of the process.
Account Product Name |
Tier (if applicable) |
Interest Rate |
Annual Percentage Yield (APY) |
|
Simple Checking |
NA | NA | NA |
|
Complete Checking |
$2,500 | 0.05% | 0.05% |
|
Performance Checking |
$0.01 – $24,999.99
$25,000.00 and over |
3.50%
0.05% |
3.56%**1
Range 3.56% to 2.96%*1 2 |
|
Business Interest Checking |
$100 and over | 0.10% | 0.10% |
|
Personal Savings |
NA | 0.20% | 0.20% |
|
Student-Young Adult Savings |
$0.01 – $24,999
$25,000 and over |
0.75%
0.10% |
0.75%
Range 0.75% to 0.64%*1 2 |
|
6 Months CD |
$2,500 and over | 4.50% | 4.59% |
|
12 Months CD |
$500 and over | 4.63% | 4.73% |
|
17 Months CD |
$500 and over | 3.50% | 3.56%3 |
|
24 Months CD |
$500 and over | 3.95% | 4.02% |
|
36 Months CD |
$500 and over | 3.50% | 3.56% |
Effective and revised 07/27/2023.
1Only if specified Performance Criteria is met, otherwise rate is .05%
2Based on an assumed balance of $30,000 in the account.
3At renewal, the special rate will convert to an 18 months CD at standard rate.
4Only if specified Performance Criteria are met, otherwise rate is .70% (.70% APY).
5Assumes balances between $0 and $600,000. Higher balances will lower APY.
