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Online Access

Online Access

BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

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Banking Resources

Banking Resources

Every financial situation is unique. Explore our many resources available to you to make wise decisions when it comes to managing your money.

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Mortgage

Mortgage

For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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Checking and Savings Account Rates

Account Product Name

Tier (if applicable)

Interest Rate

Annual Percentage Yield (APY)

Simple Checking

Open an Account

NA NA NA

Complete Checking

Open an Account

$2,500 0.05% 0.05%

Performance Checking

Open an Account

$0.01 – $24,999.99

$25,000.00 and over

3.50%

0.05%

3.56%**1

Range 3.56% to 2.96%*1 2

Business Interest Checking

Contact Us

$100 and over 0.10% 0.10%

Personal Savings

Open an Account

NA 0.20% 0.20%

Student-Young Adult Savings

Open an Account

$0.01 – $24,999

$25,000 and over

0.75%

0.10%

0.75%

Range 0.75% to 0.64%*1 2

6 Months CD

Open an Account

$2,500 and over 4.25% 4.33%

12 Months CD

Open an Account

$500 and over 4.50% 4.59%

17 Months CD

Open an Account

$500 and over 4.50% 4.59%3

18 Months CD

Open an Account

$500 and over 3.00% 3.04%

24 Months CD

Open an Account

$500 and over 4.50% 4.59%

36 Months CD

Open an Account

$500 and over 3.50% 3.56%

Effective and revised 03/11/2024.

1Only if specified Performance Criteria is met, otherwise rate is .05%
2Based on an assumed balance of $30,000 in the account.
3At renewal, the special rate will convert to an 18 months CD at standard rate. Not CDARS eligible.