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BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

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For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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Purchasing a Lot

Buy the lot with BankSouth lot financing before you build

It Starts with a Patch of Dirt and a Vision

For over 75 years, BankSouth has helped future homeowners realize their dream of building a new home even before a 2 x 4 has been cut. Our heritage in financing homesites and undeveloped land is proof that the right location, the right vision and the right financing partner can work together to create a reality.

We’ll work with you to plan the right term, rate and structure of your lot loan. When you’re ready, we specialize in custom construction loan financing so we’ll be right there, at your side as the first shovel hits the dirt… your dirt.

Have a conversation with one of our lenders to learn how we can help today.

Connect with a Lender

(Loans subject to approval)


Credit and collateral are subject to approval. Terms and conditions apply.

personal mortgage

Coldwell Banker Lake Oconee Realty

BankSouth is pleased to work with the Lake Country’s real estate market leader* among all Realtors in the Lake Oconee area.

If you’re looking to find the perfect home for you and your family in the Lake Oconee area, contact the real estate agents at Coldwell Banker Lake Oconee Realty. Home finding, mortgages, and home loans – we’re here to serve all your needs in your home buying process.


( * Reader’s Choice Winner, 2012-2021, Lake Oconee Breeze)

Bank differently. BankSouth.

We’re a bank for your community. We’re digital-forward and people first. We’re built to help you build your dreams. Let’s build something great together.

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