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Online Access

Online Access

BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

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Banking Resources

Banking Resources

Every financial situation is unique. Explore our many resources available to you to make wise decisions when it comes to managing your money.

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Mortgage

Mortgage

For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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Remote Deposit Capture

Spend more time on your business and less time making trips to the bank with remote deposit. Deposit checks electronically, right from your office, streamlining your deposit process saving you valuable time.

BankSouth’s Remote Deposit Capture

BankSouth’s Remote Deposit Capture solution gives you faster access to funds while maintaining the security and support you expect from your local banking partner.

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Deposit Checks from Your Desk

No trip to the bank needed.

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Accelerate Availability of Funds

Get your funds faster.

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Reduce Fraud and Operational Risk

Fewer checks on hand helps reduce fraud and risk.

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Improve Visibility and Reporting

Access data through Business Online Banking.

Remote Deposit Capture for Every Business

From healthcare to construction, many business types are saving time every day by streamlining their check deposit process. If your business accepts checks, Remote Deposit Capture could work for you.

  • Medical and dental practices
  • Law and accounting firms
  • Construction and trade services
  • Churches and non-profits
  • And many more

Request a Consultation

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Get Started with Remote Deposit Capture

Remote Deposit Capture FAQs

Most checks can be deposited remotely, including personal checks, business checks, cashier’s checks, and money orders. However, items like savings bonds, foreign checks, and checks made payable to third parties are typically not eligible.

No, BankSouth does not set any limits on the number of remote deposits or the total dollar amount of remote deposits.

We recommended that you write “Electronically Deposited” and the date on the back of the check, then store it in a secure location for at least 14 days. After that retention period, you should shred the check to prevent fraud or accidental re-deposit.

To ensure your deposit is processed smoothly:

  • Place the check on a dark, flat surface for contrast
  • Make sure the entire check is visible in the frame with no cut-off edges
  • Ensure the image is well-lit with no shadows or glare
  • Verify that the MICR line (numbers along the bottom) and all written details are legible

Funds deposited through Remote Deposit Capture are available the next business day. Deposits made after 6:00 PM (subject to change) may be processed the following business day, which could extend availability by an additional day. Consult your Business Development Officer for current cutoff time and funds availability.

Take Control of Your Business Finances

Partner with BankSouth Treasury Management and experience the confidence that comes from streamlined operations, enhanced security, and smarter financial insight.

Schedule a Treasury Management Consultation