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Online Access

Online Access

BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

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Banking Resources

Banking Resources

Every financial situation is unique. Explore our many resources available to you to make wise decisions when it comes to managing your money.

Be Smart With Money



For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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Personal Savings Accounts

Explore your savings options with our goal-oriented savings accounts

Why is Saving Important?

As your trusted banking partner, we care about helping you reach your personal financial goals.

A big part of managing your money is remembering to pay yourself and set aside money for your own goals and future plans. Whether it’s for a rainy day, a well-deserved vacation or a college fund, our personal savings accounts will help you build up a healthy savings for your specific goals.

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Personal Savings Accounts

Regular Savings

I need a basic savings account that encourages me to save.

  • $50 minimum opening balance
  • $50 minimum balance
  • 15 free withdrawals per quarterly statement cycle allowed

Open an Account Find a Branch

Kids Savings

I’m under 18, but I want to start saving now!

  • $25 minimum opening balance
  • NO monthly maintenance fee
  • 3 free withdrawals per statement cycle allowed

Find a Branch

Christmas Club Savings

I want to tuck money away for it to earn interest until the holidays.

  • $50 minimum opening balance
  • 1 decorative holiday check of account balance available in November
  • 1 free withdrawal per year allowed

Find a Branch

Student-Young Adult Savings

I’m a student under 24, and I want a head start on saving.

  • $25 minimum opening balance
  • NO monthly maintenance fee
  • 5 free withdrawals per month allowed

Learn MoreFind A Branch

checking and savings account rates

Checking and Savings Account Rates

Get the latest rates for Checking, Savings, Money Market, and Certificates of Deposit accounts. Want to save a few bucks every month? Switch to e-statements!

Get Today’s Rates

Schedule Transfers

Make saving easier. Schedule automatic transfers from your checking account to your savings account via online or mobile banking, and watch your savings grow in no time.

Sign Up for Online Banking

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Easy Online Account Opening

Save a trip to the bank. We understand your banking needs aren’t always done between the hours of 9 and 5. That’s why we offer you convenient access to services like BankSouth EasyOpen. Our online account opening tool gives you the same ease and security in opening an account that you would receive in our branches.

Open an Account Online

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Savings Tip

“Set a budget. A smart way to get a better understanding of your spending habits is to track your spending, recognize areas where you can save and add the extra money to your savings account.”

– BankSouth Employee

Learn about our Money Management Tool

More Savings Options

Are you looking for a bigger return on your savings? Our Money Market and Certificate of Deposit (CDs) accounts may be the better option for you. These accounts are available with competitive tiered and termed interest to get you to your savings goals quicker.

View our Money Market and CD options