Fraudsters are on the prowl — stay vigilant about avoiding scams here

Skip to Main Content
Online Access

Online Access

BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

Learn More

Banking Resources

Banking Resources

Every financial situation is unique. Explore our many resources available to you to make wise decisions when it comes to managing your money.

Be Smart With Money

Mortgage

Mortgage

For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

Learn MoreStart Your Application

Merchant Services

Elevate your business by accepting credit card payments from your customers in-store and online through our Merchant Services offerings.

Explore Our Merchant Services

Business Merchant Services Provider

From accepting credit and debit cards to facilitating online transactions, we empower your enterprise with the tools to enhance customer experiences and drive financial growth to your business as a merchant services provider. Explore our merchant services that are customized to your business to streamline payment processing so it hits your account sooner.

Learn More

point of sale icon

Point of Sale

Have access to the latest payment terminals from VeriFone, Hypercom, Exadigm, and Ingenico. All are EMV-NFC enabled, and available to connect by wireless, WiFi, IP/Dial, check imaging, or POYNT terminals.

mobile shopping icon

Mobile Products

Keep your business’s competitive edge by offering mobile purchases anytime anywhere. Make transactions on your smartphone, tablet, or ARU (audio response unit).

merchant services gateway icon

Gateway Products

Take advantage of the ability to accept payments on virtually any device. You have the power to accept recurring payments, integrate with QuickBooks, automate invoicing, and offer digital shopping carts.

gift card icon

Gift and Loyalty Cards

Offer the power of choice by providing the option of gift cards, reward loyal customers with loyalty cards, as well as FLEX spending or private label fleet cards for your business.

Boost Your Business with Customized Merchant Services

Leveraging the right merchant services for your Georgia business can be a game-changer. Streamlining transactions with your BankSouth account not only enhances your bottom line but boosts your customer’s experience with your business.

  • Credit card processing for any size business in Georgia
  • Set up tailored to your business’s unique processes
  • Quick funding to your BankSouth business account
  • No early termination fee
  • PCI compliance for security
  • 100% customer satisfaction

Request Your Personalized Solution

business owner accepting credit card payments

Request a Customized Payment Processing Plan for Your Business

A Few Industries We Serve

These are a few types of businesses we can help. To get started on your business’s custom payment processing options, contact one of our friendly business bankers today.

Get Started on Your Plan

Retail & Online Establishments

Restaurants

Healthcare & Dental Practices

Hospitality

Education & Government

Non-Profits & Associations

Merchant Services FAQs

Merchant services refer to financial services that enable businesses to accept and process electronic payments, including credit card transactions.

Merchant services streamline payment processing, enhance customer experience, and expand your revenue channels by accepting various payment methods.

If your business accepts any kind of payment, then you should consider a payment processing service. We help small businesses of all industries streamline their payment processing resulting in a quicker deposit into their business accounts.

Consider factors like transaction fees, contract terms, customer support, and the provider’s ability to support your specific business needs.

BankSouth’s Merchant Services allows you to accept Visa, Mastercard, Discover, American Express, Diners Club, JCB, UnionPay, debit cards, and more.

The processing timeline varies, but generally, funds are deposited into your business account within 1-2 business days after a transaction.

Of course! Customer data privacy is our top priority. The technology and equipment uses the latest technology and meets the EMV, short for Europay, Mastercard, and Visa, and PCI compliance standards for credit cards and debit cards to process financial transactions to protect merchants and customer data against losses resulting from any counterfeit payments.

Absolutely. Merchant services providers offer solutions for e-commerce, allowing businesses to accept payments through their websites.

A chargeback occurs when a customer disputes a transaction. Merchant services providers typically have a process to investigate and resolve chargebacks.

No, there is no early termination fee should you need to cancel for any reason prior to your contract end date.

Merchant services facilitate smoother transactions, attract more customers, and provide valuable data insights, contributing to improved financial management and business expansion. All of these things help you understand your customer’s shopping behavior better allowing you to know what products they purchase and when.

Family reviewing checking account benefits for their small coffee business

Why Choosing the Best Business Checking Account Matters

Read More

BankEasy. BankSafe. BankSouth.

Simplify your banking with BankSouth: the easy, safe, and smart option. Experience financial convenience and peace of mind, all in one trusted place.

Find a Branchor    Open an Account