FDIC-Insured – Backed by the full faith and credit of the U.S. Government
FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Merchant Services play a critical role in how your business collects payments and manages cash flow. BankSouth Merchant Services helps businesses accept credit and debit card payments securely while accelerating funding and simplifying payment operations.
BankSouth’s merchant services solutions integrate smoothly with your account and other Treasury Management tools to support efficiency, visibility, and growth.
Quick funding to your BankSouth business account helps improve cash flow and reduce delays between sale and settlement.
For businesses large and small, accept payments in-store, online, or remotely to meet customers where they are.
PCI-compliant systems and EMV/NFC-enabled terminals help protect customer data and reduce fraud risk.
Enjoy flexibility and confidence knowing your solution adapts as your business grows.
BankSouth Merchant Services supports a wide range of businesses, including these.
If your business could use one or more of these services, get in touch!
Merchant Services are not one-size-fits-all. A BankSouth business banker will evaluate your operational needs to design a solution that fits your business.
Merchant services refer to financial services that enable businesses to accept and process electronic payments, including credit card transactions.
Merchant services streamline payment processing, enhance customer experience, and expand your revenue channels by accepting various payment methods.
If your business accepts any kind of payment, then you should consider a payment processing service. We help small businesses of all industries streamline their payment processing resulting in a quicker deposit into their business accounts.
Consider factors like transaction fees, contract terms, customer support, and the provider’s ability to support your specific business needs.
BankSouth’s Merchant Services allows you to accept Visa, Mastercard, Discover, American Express, Diners Club, JCB, UnionPay, debit cards, and more.
The processing timeline varies, but generally, funds are deposited into your business account within 1-2 business days after a transaction.
Of course! Customer data privacy is our top priority. The technology and equipment uses the latest technology and meets the EMV, short for Europay, Mastercard, and Visa, and PCI compliance standards for credit cards and debit cards to process financial transactions to protect merchants and customer data against losses resulting from any counterfeit payments.
Absolutely. Merchant services providers offer solutions for e-commerce, allowing businesses to accept payments through their websites.
A chargeback occurs when a customer disputes a transaction. Merchant services providers typically have a process to investigate and resolve chargebacks.
No, there is no early termination fee should you need to cancel for any reason prior to your contract end date.
Merchant services facilitate smoother transactions, attract more customers, and provide valuable data insights, contributing to improved financial management and business expansion. All of these things help you understand your customer’s shopping behavior better allowing you to know what products they purchase and when.
As a Georgia-based community bank, we remain committed to delivering exceptional service and local expertise within our home state. If you’re located in Georgia, we’re here to support your business with personalized payment solutions designed for your success.