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BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

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Every financial situation is unique. Explore our many resources available to you to make wise decisions when it comes to managing your money.

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For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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Build Your Dream Home with a Construction Loan

Having your next home in Georgia custom-built is closer than you think with a BankSouth construction loan.

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Construction Loans in Georgia

Building a home is one of the most exciting yet intimidating projects you’ll ever experience; the construction loan and assembly of a new home from the ground up in Georgia entails thousands of details, numerous decisions, and multiple contractors and subcontractors to do their part in making your dream home become a reality. Over the past several decades, BankSouth has perfected the ability to work with our homeowner customers, their builders, realtors, and subcontractors to bring it all together.

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dream home built using BankSouth Construction Loan

More Than a Construction Loan Lender

We help from the first conceptual drawing and blueprint through the foundation, framing, and finishing with our construction loan management team. We’ll ensure that you have the best construction loan financing solution to suit your needs and help guide you through every layer of detail as your home’s construction progresses. When you wrap up construction, your Relationship Manager will guide you into a permanent mortgage that meets your needs perfectly.

Why Build With BankSouth?

  • Local service and decision making
  • Over 75 years of construction lending experience
  • Experts in construction loan management
  • Leading construction management technology
  • Multiple financing options from lot-only loans to permanent mortgages

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Construction Loan Success Story: The Herreras

BankSouth follows The Herrera family as they move from metro Atlanta to Lake Oconee. Building on a lot purchased 20 years ago, Sandy and Diann Herrera walk us through the construction of their home with the help of BankSouth.

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Let’s Discuss Your Construction Loan

To speak with someone right away, give us a call at 706.453.2265.

We Specialize in New Home Construction Financing

Having a successful custom home build can be stressful and overwhelming. With all the moving parts of the home building process, we make it convenient and hassle-free to finance your home build and manage your construction loan. Whether you’re purchasing a lot, building a home, or both, we make the process seamless with our leading technology and experts in construction management.

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The Tools You Need to Manage Your Construction Loan

Manage your construction loan, budget, payments, and inspections with simplified technology.

We make it easy for you to pay your builder or contractors for their work and make draws from your construction loan after each phase of your new home construction is complete. Replace spreadsheets and manual formulas with our cutting-edge technology to stay on top of your construction and construction loan. BankLabs is a useful online tool to help you keep track of your home’s progress by requesting draws, viewing inspections, and receiving alerts.

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Have Questions About Construction Loans?

We have answers. Here are the top questions we get asked in connection to construction loans and we put them in one helpful article.

What Is a Construction Loan?

Staying Put? Remodel With a Renovation Loan.

Make your current home your dream home. Tap into the equity of your home or obtain a new loan to pay for your additions or renovations. BankSouth offers a variety of financing tools to help you achieve your goal. A conversation with one of our financing professionals is all it takes to get started.

Update With a Renovation Loan

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contractor remodeling kitchen after owner obtained a HELOC to finance project

Credit and collateral are subject to approval. Terms and conditions apply.

personal mortgage

Coldwell Banker Lake Oconee Realty

If you’re looking to find the perfect home for you and your family in the Lake Oconee area, contact the real estate agents at Coldwell Banker Lake Oconee Realty – Lake Oconee’s real estate market leader*. Home finding, mortgage, and construction lending – we’re here to serve all your needs in your home-buying journey.

( * Reader’s Choice Winner, 2012-2022, Lake Oconee Breeze)

BankEasy. BankSafe. BankSouth.

Simplify your banking with BankSouth: the easy, safe, and smart option. Experience financial convenience and peace of mind, all in one trusted place.

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