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Banking Resources

Every financial situation is unique. Explore our many resources available to you to make wise decisions when it comes to managing your money.

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For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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Performance Checking Account

Earn up to 3.56% APY* with a Performance Checking Account

Make your money work with our high-yield checking account.

Open a Performance Checking Account

*Conditions apply.

Make Your Money Work as Hard as You Do

With a Performance Checking Account, your deposit and debit card activity earn you a competitive interest rate. Receive online statements, set up a monthly direct deposit of at least $100, and conduct at least 10 debit card transactions a month to receive advertised APY on balances up to $24,999.991

Eligibility Requirements
To receive the premium interest rate, all of the following requirements must be met in each statement (qualification) cycle:

  • Receive online (electronic) statements for this account2
  • At least $100 in Direct Deposits
  • At least 10 Debit Card Transactions at retailers3

Ready to let your money perform for you?

Open a Performance Checking Account

online high yield checking account

Additional Banking Tools and Features

$50 Opening Deposit

No Service Charge

Online & Mobile Banking

Bill Pay

Compare Our Personal Checking Accounts

AccountMinimum Opening DepositFees/ OptionsEarns InterestService Charge


A basic checking account with minimal requirements.
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Open an Account


A performance account earning you interest based on your account activity.
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Open an Account


Our premiere account. The account offers value, increased security and special discounts, design just for BankSouth Clients.
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Open an Account
$50$2,500 Minimum Balance OR $10,000 in Personal Deposit Relationships waives the $8 per month maintenance feeYes

With a $2,500 balance or more, interest is paid on the full deposit balance
$8 per month maintenance fee

Easy Online Account Opening

Save a trip to the bank. We understand your banking needs aren’t always done between the hours of 9 and 5. That’s why we offer you convenient access to services like BankSouth EasyOpen. Our online account opening tool gives you the same ease and security in opening an account that you would receive in our branches.

Open an Account Online

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Additional Information and Limitations:
Rates are accurate as of July 3, 2023.

*The Performance Checking Account is a tiered rate account with the stated interest rate for each tier paid on the portion of the account balance within each tier. Balances up to and including $24,999.99 will earn 3.56% APY if qualifying conditions have been met for that monthly statement cycle. The annual percentage yield for balances $25,000 and over ranges from 3.56% APY to 2.96% APY (based on assumed range of balances from $25,000.00 to $30,000.00). Should you fail to meet the monthly qualifying conditions for the Performance rate, all balances in the account for that month will earn 0.05% APY.

1 Offer valid with a minimum opening deposit of $50.
2 E-statements available at no charge.
3 Qualifying transactions must post and clear the account during the monthly qualification cycle (statement cycle). Transactions may take one or more business days to post to the account. At the time of your statement cycle, we will determine whether you met the qualification requirements for the month and apply the corresponding interest rates to the daily balances in your account.
Fees may reduce earnings. Rates may change after account opening at bank’s discretion.

checking and savings account rates

Checking and Savings Account Rates

Get the latest rates for Checking, Savings, Money Market, and Certificates of Deposit accounts. Want to save a few bucks every month? Switch to e-statements!

Get Today’s Rates

Make Your Money Work Harder

Start earning based on your account and debit card activity with our Performance Checking account.

Open a Performance Checking Account