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BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

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For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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Performance Checking Account

Make your money work harder. Earn up to 3.56% APY* with a Performance Checking Account.

Open a Performance Checking Account

You work hard for your money. Let your money do the same.

With a Performance Checking Account, your deposit and debit card activity earn you a competitive interest rate. Receive online statements, set up a monthly direct deposit of at least $100 and conduct at least 10 debit card transactions a month to receive advertised APY on balances up to $24,999.991

Eligibility Requirements
To receive the premium interest rate, all of the following requirements must be met in each statement (qualification) cycle:

  • Receive online (electronic) statements for this account2
  • At least $100 in Direct Deposits
  • At least 10 Debit Card Transactions at retailers3

Ready to let your money perform for you?

Open a Performance Checking Account


Additional Information and Limitations:
Rates are accurate as of January 23, 2023.

*The Performance Checking Account is a tiered rate account with the stated interest rate for each tier paid on the portion of the account balance within each tier. Balances up to and including $24,999.99 will earn 3.56% APY if qualifying conditions have been met for that monthly statement cycle. The annual percentage yield for balances $25,000 and over ranges from 3.56% APY to 2.96% APY (based on assumed range of balances from $25,000.00 to $30,000.00). Should you fail to meet the monthly qualifying conditions for the Performance rate, all balances in the account for that month will earn 0.05% APY.

1 Offer valid with a minimum opening deposit of $50.
2 E-statements available at no charge.
3 Qualifying transactions must post and clear the account during the monthly qualification cycle (statement cycle). Transactions may take one or more business days to post to the account. At the time of your statement cycle, we will determine whether you met the qualification requirements for the month and apply the corresponding interest rates to the daily balances in your account.
Fees may reduce earnings. Rates may change after account opening at bank discretion.

Make Your Money Work Harder

Start earning based on your account and debit card activity with our Performance Checking account.

Open a Performance Checking Account