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Personal Banking

Personal Banking

At BankSouth, we value the trust you place in us to safeguard your money and work every day to ensure you have easy and secure access whenever you need it.

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Business Banking

Business Banking

BankSouth has been helping business owners launch and grow their businesses in the community for generations.  Whether you’re opening a new location or expanding your existing one, we’re ready to help.

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Online Access

Online Access

BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

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Banking Resources

Banking Resources

Every financial situation is unique. Explore our many resources available to you to make wise decisions when it comes to managing your money.

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Mortgage

Mortgage

For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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Banking Blog

happy family playing at home

Plan Your Finances for 2025: Banking Tools for Budgeting, Saving, & Security

As 2025 begins, it’s the perfect time to step back and take charge of your financial health. After the holidays, your finances may feel stretched, but a new year presents an opportunity to realign your goals, focus on savings, and...
Personal
how to spot a scam in 2025

Fraud Watch December 2024: 10 Ways to Stay Safe from Cybercrimes

Cybercrime losses continue to exceed $10 billion every year, often marking double-digit percentage increases from one year to the next. There are many ways that scammers can trick you into their web of deceit. Stay ahead of these criminals and...
Fraud Prevention , Personal
man stealing christmas presents

Fraud Watch November 2024: Common Holiday Scams

This is the season of giving, but scammers are always about taking. This month, we're unwrapping the most common holiday scams so you can shop smarter and stay safe. From fake holiday sales to shipping scams, learn how to spot...
Fraud Prevention , Personal

Inspiring Financial Education for Today’s Youth

How Our Programs and Products Empower the Next Generation At BankSouth, we believe in equipping young people with the tools they need to build a secure financial future. From innovative banking tools to financial education programs that resonate with kids,...
Personal

Recognizing and Avoiding Recovery Scams After Natural Disasters 

After a natural disaster, the primary concern is often rebuilding and getting life back to normal. Unfortunately, scammers often exploit these vulnerable times, targeting people when they are most in need of help. This guide will help you recognize common...
Fraud Prevention , Personal
image of someone holding a phone in front of a computer

Cybersecurity Awareness Month 2024: Unveiling the Top Threats

Staying Ahead of Cybersecurity Threats in 2024 As we observe Cybersecurity Awareness Month this October, it’s time to evaluate the evolving threats that individuals and businesses face daily. In the digital age, protecting sensitive data isn’t just a responsibility for...
Fraud Prevention , Personal
impersonation spam mail

Fraud Watch September 2024: Impersonation Spam Mail, Social Media Influencer Schemes, and Missed Jury Duty Scams

Stay informed and protect yourself from the latest fraud threats! Scammers are constantly evolving their tactics, and it's important to stay ahead. In this email, we’ll cover some of the most recent scams making the rounds, including fake spam mail...
Fraud Prevention , Personal
Jim Bedsole, retired Chief Compliance and Risk Officer of BankSouth.

Celebrating Jim Bedsole’s Legacy of Excellence in Compliance and Risk Management

Honoring Jim Bedsole’s Remarkable Career in Compliance and Risk Management Jim Bedsole, recently retired Chief Compliance & Risk Officer at BankSouth, has left an indelible mark on the banking industry. With over 38 years of dedicated service, including a  decade...
News , Personal
david west of banksouth talks about banking cybersecurity

BankSouth’s Director of IT on Cybersecurity in the Banking Industry

How Community Banks Keep Your Data Private  Banking is easier than ever these days with the convenience of online and mobile banking. With that comes the risk of your data being compromised as cybercriminals are becoming increasingly sophisticated. This is...
News , Personal
official refusing money

Fraud Watch August 2024: Social Security, Giveaways, and Home Improvement

Fraudsters are lurking around every corner. From social security scams to social media giveaways and home improvement scams, it's important to stay vigilant and informed. Let's dive into these scams and learn how to protect ourselves from falling victim. Top...
Fraud Prevention , Personal

Navigating Money Decisions in Your 20’s

Building Financial Stability  Entering your 20s is an exciting time that carries with it new opportunities and responsibilities, including managing your finances. Learning how to navigate money decisions can set the foundation for long-term financial health. The decisions that you...
Personal
elderly woman worried she was scammed

Fraud Watch July 2024: CrowdStrike Update, Elder Investment Fraud, Pig Butcher Scams

Dig in to critical topics you need to be aware of to keep your financial assets safe. We have information on the CrowdStrike incident, elder investment scams, and pig butchering scams, where scammers build trust to orchestrate financial fraud. Stay...
Fraud Prevention , Personal

Insights on Navigating Beneficial Ownership Requirements

Navigating Beneficial Ownership Requirements Jim Bedsole, now retired Chief Compliance & Risk Officer for BankSouth, recently shared insights with Athens CEO about the new Beneficial Ownership Requirements established under the Corporate Transparency Act of 2021. This significant piece of legislation...
News , Personal , Small Business
job offer scams

Fraud Watch June 2024: Job, Impersonation, and Luxury Online Shopping Scams

In today's digital age, various scams are increasingly targeting unsuspecting individuals of all ages. Job scams exploit job seekers with fake offers to steal personal information or money. Impersonation scams involve fraudsters posing as trusted figures to deceive victims into...
Fraud Prevention , Personal
Laura Moore, BankSouth Savannah Market President.

Savannah Market President for BankSouth, Laura Moore, on Giving Back to the Community

How BankSouth's Commitment to Community Enhances the Savannah Experience  Laura Moore, the Savannah Market President for BankSouth, shared insights with Savannah CEO into the bank's deep commitment to the Savannah community and the significance of giving back. BankSouth's dedication to...
News , Personal
beware of paypal scams

Fraud Watch April 2024: PayPal Impersonation Scams

Beware of PayPal impersonation scams targeting BankSouth customers, fraudulent offers for student loan forgiveness, and vacation travel scams this month. Stay aware and protect yourself from falling victim to these common fraud schemes. Top 3 Ways to Keep Your Money...
Fraud Prevention , Personal
paypal app with notification bubble

5 Tips for Using PayPal Securely

If you’re a user of PayPal, you probably enjoy the convenience it brings by allowing you to easily move money around. In today's digital age, with online payment platforms like PayPal that offer convenience and flexibility, ensuring the security of...
Fraud Prevention , Personal
bank customer signing up for online bank statements or e-statments

The Benefits of Enrolling in E-Statements at BankSouth

In today’s digital age, convenience, security, and sustainability are paramount considerations for consumers seeking banking solutions that align with their modern lifestyles and values. E-Statements, also known as electronic statements or online statements, have emerged as a popular alternative to...
Fraud Prevention , Personal
young people talking about money to adults

Financial Literacy for Young Adults

Financial Literacy for Beginners: How Young Adults Can Become Financially Literate What is Financial Literacy? In today's fast-paced world, financial literacy is more important than ever, especially for young adults in their early twenties who are just starting their financial...
Personal
upset elderly woman looking at her computer

Fraud Watch March 2024: Real-Life Tech Support Scam

The month of March brings with it feelings of transition and renewal as we usher in a new season, but that doesn't stop the scammers. This monthwe shed light on the latest schemes targeting consumers and our very own customers....
Fraud Prevention , Personal
writing a check

Fraud Watch February 2024: Which Scam Crooks Leap for Every Time

Ah February. A month to celebrate all that we love, if only scam artists took a break. But that's not the case. One of the oldest scams on the books is still a threat even in 2024: check fraud scams....
Fraud Prevention , Personal , Small Business
man using digital wallet to pay bill at restaurant

How to Use a Digital Wallet

Digital wallets have revolutionized how we manage our finances. They offer an easy and convenient way to pay for goods and services, transfer money and even store loyalty cards. If you're new to this technology, this blog post will guide...
Personal
couple paying bills online from the couch

The Future is Now: Exploring the Benefits and Security of Online Bill Pay Services

In the ever-evolving landscape of today's world, banking hasn't been left behind. It has leaped into the future with significant advancements, one of which is online bill pay services. At BankSouth, we believe that our customers should enjoy the convenience...
Personal
financial conversation hearts for valentines day

Love and Finances: Navigating Money Talks with Your Valentine

Ah, Valentine's Day – a time for romance, chocolates, and heart-shaped everything. But amidst the flowers and candlelit dinners, there's another crucial aspect of relationships that deserves some attention: finances. Money talks may not be the most romantic topic, but...
Personal