We’re Expanding!
We are proud to announce that State Bank of Cochran will be joining the BankSouth family. Click to Learn More.

New to BankSouth? Click here.

Skip to Main Content
Personal Banking

Personal Banking

At BankSouth, we value the trust you place in us to safeguard your money and work every day to ensure you have easy and secure access whenever you need it.

Open an AccountMeet Our Bankers

Business Banking

Business Banking

BankSouth has been helping business owners launch and grow their businesses in the community for generations.  Whether you’re opening a new location or expanding your existing one, we’re ready to help.

Learn More Meet Our Bankers

Online Access

Online Access

BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

Learn More

Banking Resources

Banking Resources

Every financial situation is unique. Explore our many resources available to you to make wise decisions when it comes to managing your money.

Be Smart With Money

Mortgage

Mortgage

For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

Learn MoreStart Your Application

Banking Blog

young adults looking at a mobile phone

Financial Independence Guide for Young Adults

It’s never been easier to find the resources you need to achieve financial independence. With a smartphone in hand, you have access to a repository of knowledge and financial literacy courses that people 20 to 30 years ago could never...
Personal
woman sending money through authorized push payment

Fraud Watch July 2025: The Danger of Authorized Push Payments

Fraudsters are constantly finding ways to manipulate, pressure, and deceive. This month, we're highlighting three scams that are making the rounds: threatening extortion emails, convincing payment fraud tactics, and misleading home warranty notices. Read on to learn what they look...
Fraud Prevention , Personal
online job scams

Fraud Watch June 2025: How to Tell if a Job is a Scam

Scammers are getting smarter and faster. This month’s Fraud Watch highlights three fast-growing schemes that could impact anyone: job scams, fake ticket sales, and AI-generated voice cloning. Whether you’re job hunting, buying event tickets, or answering a call from a...
Fraud Prevention , Personal
heloc or home equity loan

HELOC or Home Equity Loan? A Quick Guide for Georgia Homeowners

If you’re a Georgia homeowner with equity built up in your home, you have a powerful borrowing option right at your fingertips. Whether you’re planning a renovation, consolidating debt, or covering major expenses, there are two popular ways to tap...
Personal
business email compromise

Fraud Watch May 2025: Business Email Compromise is On the Rise

Fraudsters are constantly evolving their tactics, and this month has been no different. From intercepted business emails, phone calls, or faulty QR codes, it's more important than ever to stay informed this summer. This month, we’re spotlighting three trending scams:...
Fraud Prevention , Personal , Small Business
young woman banking on her cell phone

Understanding Essential Checking Account Perks

When it comes to choosing a checking account, you shouldn’t have to sacrifice convenience, affordability, or flexibility. At BankSouth, our suite of checking account options is built to serve the everyday needs of Georgians — whether you're opening your very...
Personal
be aware of travel scams with the help of banksouth's fraud watch

Fraud Watch April 2025: Travel Deal Too Good to Be True?

As spring travel and graduation season approaches, it’s the perfect time to stay sharp when it comes to protecting your finances and personal information. This month, we’re spotlighting three trending scams: travel scams targeting vacation planners, peer-to-peer payment fraud on...
Fraud Prevention , Personal
man and woman sitting discussing finances

Find the Right Checking Account for You

Made for the Way You Live Choosing the right checking account in Georgia is an important step in managing your finances. Whether you’re looking for the best value, premium interest, or a simple, no-fuss option, our new lineup of checking...
Personal
veteran looking at documents in front of them

Fraud Watch March 2025: Don’t Sign Away Your VA Benefits

Scammers are always looking for new ways to take advantage, and recently, fraud targeting property owners, online car sellers, and veterans has been on the rise. From fake property deed filings to counterfeit check schemes and fraudulent VA benefit offers,...
Fraud Prevention , Personal
tax scam warnings 2025

Fraud Watch February 2025: Tis The Season for Tax Scams

Tax season is a prime time for scammers looking to steal personal and financial information. From fake IRS calls to fraudulent tax preparers, these scams can put your identity and your money at risk. This month, we’re highlighting three common...
Fraud Prevention , Personal , Small Business
bank impersonation text message scams in georgia

Fraud Watch January 2025: Bank Impersonator Scams Are Up

Scammers are always finding new ways to trick people, and three common schemes to be aware of are bank impersonator calls, fake investment opportunities, and utility scams. These tactics can cost you time, money, and your peace of mind. Keep...
Fraud Prevention , Personal , Small Business
lock icon

Data Privacy Tips You Need Today

In today's digital landscape, protecting your personal information has become more important than ever. According to studies, the average cost of data breaches increases 10% year-over-year. The most recent report totaled $4.88 million per data breach. Data Privacy Day serves...
Fraud Prevention , Personal , Small Business
happy family playing at home

Plan Your Finances for 2025: Banking Tools for Budgeting, Saving, & Security

As 2025 begins, it’s the perfect time to step back and take charge of your financial health. After the holidays, your finances may feel stretched, but a new year presents an opportunity to realign your goals, focus on savings, and...
Personal
how to spot a scam in 2025

Fraud Watch December 2024: 10 Ways to Stay Safe from Cybercrimes

Cybercrime losses continue to exceed $10 billion every year, often marking double-digit percentage increases from one year to the next. There are many ways that scammers can trick you into their web of deceit. Stay ahead of these criminals and...
Fraud Prevention , Personal
man stealing christmas presents

Fraud Watch November 2024: Common Holiday Scams

This is the season of giving, but scammers are always about taking. This month, we're unwrapping the most common holiday scams so you can shop smarter and stay safe. From fake holiday sales to shipping scams, learn how to spot...
Fraud Prevention , Personal

Inspiring Financial Education for Today’s Youth

How Our Programs and Products Empower the Next Generation At BankSouth, we believe in equipping young people with the tools they need to build a secure financial future. From innovative banking tools to financial education programs that resonate with kids,...
Personal

Recognizing and Avoiding Recovery Scams After Natural Disasters 

After a natural disaster, the primary concern is often rebuilding and getting life back to normal. Unfortunately, scammers often exploit these vulnerable times, targeting people when they are most in need of help. This guide will help you recognize common...
Fraud Prevention , Personal
image of someone holding a phone in front of a computer

Cybersecurity Awareness Month 2024: Unveiling the Top Threats

Staying Ahead of Cybersecurity Threats in 2024 As we observe Cybersecurity Awareness Month this October, it’s time to evaluate the evolving threats that individuals and businesses face daily. In the digital age, protecting sensitive data isn’t just a responsibility for...
Fraud Prevention , Personal
impersonation spam mail

Fraud Watch September 2024: Impersonation Spam Mail, Social Media Influencer Schemes, and Missed Jury Duty Scams

Stay informed and protect yourself from the latest fraud threats! Scammers are constantly evolving their tactics, and it's important to stay ahead. In this email, we’ll cover some of the most recent scams making the rounds, including fake spam mail...
Fraud Prevention , Personal
Jim Bedsole, retired Chief Compliance and Risk Officer of BankSouth.

Celebrating Jim Bedsole’s Legacy of Excellence in Compliance and Risk Management

Honoring Jim Bedsole’s Remarkable Career in Compliance and Risk Management Jim Bedsole, recently retired Chief Compliance & Risk Officer at BankSouth, has left an indelible mark on the banking industry. With over 38 years of dedicated service, including a  decade...
News , Personal
david west of banksouth talks about banking cybersecurity

BankSouth’s Director of IT on Cybersecurity in the Banking Industry

How Community Banks Keep Your Data Private  Banking is easier than ever these days with the convenience of online and mobile banking. With that comes the risk of your data being compromised as cybercriminals are becoming increasingly sophisticated. This is...
News , Personal
official refusing money

Fraud Watch August 2024: Social Security, Giveaways, and Home Improvement

Fraudsters are lurking around every corner. From social security scams to social media giveaways and home improvement scams, it's important to stay vigilant and informed. Let's dive into these scams and learn how to protect ourselves from falling victim. Top...
Fraud Prevention , Personal

Navigating Money Decisions in Your 20’s

Building Financial Stability  Entering your 20s is an exciting time that carries with it new opportunities and responsibilities, including managing your finances. Learning how to navigate money decisions can set the foundation for long-term financial health. The decisions that you...
Personal
elderly woman worried she was scammed

Fraud Watch July 2024: CrowdStrike Update, Elder Investment Fraud, Pig Butcher Scams

Dig in to critical topics you need to be aware of to keep your financial assets safe. We have information on the CrowdStrike incident, elder investment scams, and pig butchering scams, where scammers build trust to orchestrate financial fraud. Stay...
Fraud Prevention , Personal