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Personal Banking

Personal Banking

At BankSouth, we value the trust you place in us to safeguard your money and work every day to ensure you have easy and secure access whenever you need it.

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Business Banking

Business Banking

BankSouth has been helping business owners launch and grow their businesses in the community for generations.  Whether you’re opening a new location or expanding your existing one, we’re ready to help.

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Online Access

Online Access

BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

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Banking Resources

Banking Resources

Every financial situation is unique. Explore our many resources available to you to make wise decisions when it comes to managing your money.

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Mortgage

Mortgage

For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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Blog

how artificial intelligence is affecting fraud

Cracking the Code: Understanding AI-Powered Fraud and How to Stay Vigilant

As technology continues to advance, so do the methods that scammers use to commit fraud. With the rise of artificial intelligence (AI), fraudsters are now leveraging AI and machine learning to perpetrate new types of scams, characterized by their sophistication,...
Personal
man holding coin with a tree that grows on pile of money to show idea of maximizing profit with CD

How You Can Help Secure Your Financial Future with a Certificate of Deposit

Are you looking for a safe and secure way to grow your money? Look no further than a Certificate of Deposit (CD)! A Certificate of Deposit (CD) is a type of savings account that is issued by banks and credit...
Personal
picture of money & people between two hands signifying the power of community banking

Invest with Confidence and Discover the Power of Community Banking

April is Community Banking Month, and we at BankSouth are proud to be a community bank. As a community bank, we understand the importance of personalized service and building relationships with our customers, which is why we are dedicated to...
Personal , Small Business
framed house financed by a construction loan

Secrets to Success of Your First Custom Home Build

Building your own custom home is an exciting process. For a successful first-time custom home build, it requires a lot of planning, research and financial commitment. One of the most important steps in the process is finding a reputable builder...
Personal
strong password tips

The Ultimate Guide to Protect Yourself From Online Scams

Protecting yourself from cyber attackers and scammers is essential in today's digital world. Whether you're using the internet for shopping, banking, or social media, it's important to stay informed about the latest tactics used by malicious actors. With this guide,...
Personal
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BankSouth is a Community Bank That’s Here for You

BankSouth has a history of over 75 years of community banking. In fact, many of our currently 24,700 accounts consist of multi-generational depositors totalling over $972 million dollars. If you aren’t currently one of our over 23,000 customers we would...
News , Personal , Small Business
couple checking on their performance checking account online

How to Take Advantage of High-Yield Checking Accounts and Make the Most Out of Your Money

If you're looking to make the most out of your money, a high-yield checking account can be an excellent tool. With higher interest rates and lower fees, these accounts offer a way to earn more while still having access to...
Personal
renovating vs building a new home

Renovating vs Building a New Home in Georgia

Are you looking to make your dream home a reality this year but aren’t sure whether to build new or renovate? It’s an important decision and one that will affect the outcome of your project. Luckily, BankSouth is here to...
Personal
what to know about taking out a lot loan in georgia

Everything You Need to Know About Taking Out a Land Loan

When you're looking for a place to build your dream home, the options can be endless. However, sometimes the best option is to purchase a plot of land and build from scratch. This process can look dazzling, but it's important...
Personal
money saving tips

The Best Money Saving Tips to Help Grow Your Savings

Saving money can seem like a daunting task, especially if you're living paycheck to paycheck. But don't worry - with a little bit of effort and discipline, you can learn how to save money each month. Here are seven simple...
Personal
renovation tips and suggestions

7 Tips for Renovating Your Home

Renovations can be fun and exciting, but they also require careful planning and preparation. Here are some tips from an interior designer to help you avoid costly mistakes and stress while offering ways to save money in the process. We...
Personal
what to do with extra money

Unsure of What to Do With Your Extra Money? We Have Some Ideas!

Have you been working to save money and now have extra funds set aside? If so, you may be wondering what you should do with the extra money you have saved. You may be thinking of using the funds to...
Personal
online bill pay, person to person payments, external transfers

Upgrades in Online Banking and the App: Pay Bills, Pay a Person, and External Transfers

We’ve made it even easier to pay bills and transfer money in online banking and the BankSouth mobile app. You’re a busybody, with a lot going on — whether it’s keeping track of activities with your children or grandchildren, working...
News , Personal , Small Business
cybersecurity awareness month blog

Why Cybersecurity is Important

For Cybersecurity Awareness Month, it’s always a good idea to stay aware of the best ways to keep yourself and your personal information protected from online scammers. According to the Federal Trade Commission (FTC), they received 2.8 million fraud reports...
Personal , Small Business
voted Savannah's best community bank and financial institution in 2022

Voted Savannah’s Best Community Bank in 2022 – Third Year in a Row

For Immediate Release: September 1, 2023 Media Contact: Neil Hediger, VP - Director of Marketing and Digital Banking [email protected] SAVANNAH, GA September 1, 2022 - Today, for the third year in a row, BankSouth's Savannah branch has been voted Best...
News , Personal , Small Business
teaching gen z about money management

7 Ways to Help Gen Z Become More Financially Literate

We all hope to provide younger generations with the education and skills they'll need in life, and financial literacy is a part of this. There are things we can do to teach concepts related to money - modeling and discussing...
Personal

What is a construction loan?

Dreaming of building your custom home, but don’t know where to start? The building process is already stressful enough without having to think about the type of loan you need or how to manage the complex construction process and withdrawal...
Personal

Top 10 Ways to Be Cyber Smart

Keeping your personal information safe is always a top priority of ours. With increased access and use of technology and the Internet for online shopping, social media, online banking and so many more everyday activities, it’s very important that you...
Personal

5 Tips for Teaching Kids Good Money Habits

As busy families go about their daily lives, schedules quickly fill with extracurricular activities. It seems like there is never enough time to do all that we want. With that said, it is easy for good intentions like teaching your...
Personal

Go paperless for Earth Day!

Each year on April 22, the world celebrates and recognizes the importance of our home – planet Earth –with organized efforts and acts to educate citizens across the world on how we can do our part to take care of...
Personal

Elder Financial Abuse on the Rise

According to the FBI, seniors lose more than $3 billion annually from financial exploitation. Millions of America’s seniors become victims of fraud each year and are the most targeted victims of this crime. The Georgia Division of Aging Services Adult...
Personal

Get Organized in the New Year

With the New Year just around the corner, it's time to take stock. Another gym resolution? Forget it. This year, resolve to get organized. All the gifts you'll acquire over the holidays will need a place to live, and you've...
Personal

3 Ways to De-Stress This Holiday Season

It's the most wonderful time of the year — but for people trying to balance work, home, and a slew of holiday commitments, the holiday season may not be so jolly. If you're feeling overwhelmed, take a deep breath, grab...
Personal
holiday budgeting tips to save money and give great gifts this year

How Not to Break the Bank This Holiday Season with Holiday Budgeting

5 Ways Holiday Budgeting Can Maximize Your Budget for the Holidays The holidays are almost here. It's time to get ready for festive parties, family gatherings, and...financial stress? Hold up, let's scratch that last one. The holidays should be a...
Personal