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Personal Banking

Personal Banking

At BankSouth, we value the trust you place in us to safeguard your cash and work every day to ensure you have easy and secure access whenever you need it.

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Meet Our Bankers

Business Banking

Business Banking

BankSouth has been helping business owners launch and grow their businesses in the community for generations.  Whether you’re opening a new location or expanding your existing one, we’re ready to help.

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Online Access

Online Access

BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

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Mortgage

Mortgage

For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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Watkinsville-Athens

Find a Mortgage Banker

Looking to Buy or Build in Watkinsville-Athens area?

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Watkinsville-Oconee County is a growing small town neighboring Athens, Georgia — home of the University of Georgia and the Georgia Bulldogs.

Ranked as one of the Best Places to Live by Niche, the community is flourishing with growing families and small businesses. What we and our neighbors in Watkinsville and Athens love most about the area is the close knit hometown feeling, with quick access to entertainment in the lively city of Athens.

As a community bank serving in this area for many years, we have built lasting and trusted relationships with the families, business owners and leaders of this supportive community. We’ve joined in the efforts of so many local organizations like the Oconee County Chamber of Commerce, Athens Chamber of Commerce, Extra Special People, our public and private schools, ACTS, The University of North Georgia Oconee Campus and many more to continue to help enhance the quality of life in the communities we serve.

As your banking partner in Watkinsville and Athens, you can ensure that your values are our values as we commit to promote opportunities through our banking and mortgage services to our neighbors in Watkinsville and Athens.

Find Banking Locations

Find BankSouth bank branches or an ATM in the Athens-Watkinsville area.

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How We’re Involved in Watkinsville and Athens

Our commitment to community is an integral part of our customer experience. Our proximity to our community as a community bank gives us the opportunity to know what’s important to our customers and to work with our friends and neighbors to make a difference in our communities. You can find us outside of our branches supporting our local schools, volunteering at special events and meeting our customers where they are.

What our customers say
“Wow, what a complete banking experience! Finally found a bank that not only delivers awesome personal banking but Christie and her team have set the mortgage lender bar extremely high! The best community bank here in the Athens area in my 40 years.”
Mark
BankSouth Customer
What our customers say
“Alan and the team at Banksouth are extremely personable and friendly. They definitely give you a good feeling of trust!”
Andrew
BankSouth Customer
What our customers say
“As a small businesswoman, having a connection with a person is huge! I have been with BankSouth since I opened my business 9 years ago. The customer service is great! Will Hodges went above and beyond to assist me. He is supported by staff who truly care. Bankers hours? lip service? Not with Will- a strong work ethic with small town charm-YES!!”
Frances
BankSouth Customer
What our customers say
Whether it's buying real estate or buying inventory for my business, BankSouth has been there to offer a helping hand!! I love the relationship I have with Eric Fletcher. He is only a phone call away, very dependable, and efficient.
Kiersten
BankSouth Customer
What our customers say
“Like all BankSouth and BankSouth mortgage staff, Ryan always seems to care and have the customers best interest in mind.”
Jeffrey
BankSouth Customer
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What it Means to Have Banking and Mortgage Specialists in Watkinsville-Athens

Our banking and mortgage teams in Watkinsville and Athens partner daily to make sure the families in our area experience a full banking and lending experience in order to achieve your vision for living and doing business in Watkinsville and Athens, Georgia. Whether you’re a growing family building a home, a retiring couple downsizing, or a small business owner growing your business, our goal is to provide a seamless financial services experience where our focus is to help you meet your financial goals at every phase of your life.

Find a bank or mortgage branch in Watkinsville and Athens

Let our experienced bankers and lenders in the Watkinsville and Athens area help you meet your banking and homeownership goals.

Partner with us today