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Our History

Our customers are a huge part of our history. Year after year, our customers get to know us and we get to know them. Not just about financial goals, but about families and lives. In fact, we’ve been serving some customers for over five generations.
What is known as BankSouth today is a combination of two local banks – The Citizens Bank was founded in Greensboro, Georgia, on April 1, 1946, and Bank of Union Point, was founded in Union Point, Georgia, on May 15, 1911. The bank operated as Citizens Union until adopting the name BankSouth in 2004.
Over 70 years later, BankSouth remains locally owned and managed with board members who have served for decades to make BankSouth the leading financial institution in the Lake Oconee area. In addition, we've expanded our footprint and now offer branches located in Greensboro, Watkinsville, Atlanta, and Savannah.
The culture of our bank and the attitude of our employees who work here, including many who have been with the Bank for years, has and always will be about relationships and providing service that is above and beyond. BankSouth has been recognized annually as one of the top performing community banks in the nation by the ICBA and has also been named "Business of the Year" by the Lake Oconee Readers' Choice Awards and by the Oconee County Chamber of Commerce.
Founded on the premise of local decision-making and service, the tradition continues. We invite you to experience what we have to offer. You will find our tagline is more than words. It reflects values that our customers can expect. If You Ran a Bank, You'd Run It Like This.