BankSouth will be observing the Christmas and New Year’s holidays with adjusted hours.
We will close at 12pm on Christmas Eve, and will be closed on Christmas Day and New Year’s Day.

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Personal Banking

Personal Banking

At BankSouth, we value the trust you place in us to safeguard your money and work every day to ensure you have easy and secure access whenever you need it.

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Business Banking

Business Banking

BankSouth has been helping business owners launch and grow their businesses in the community for generations.  Whether you’re opening a new location or expanding your existing one, we’re ready to help.

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Online Access

Online Access

BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

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Banking Resources

Banking Resources

Every financial situation is unique. Explore our many resources available to you to make wise decisions when it comes to managing your money.

Be Smart With Money

Mortgage

Mortgage

For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

Learn MoreStart Your Application

Update Your Home with a Renovation Loan

Make your current home your dream home. Update it with the luxury, comfort, functionality, and value you deserve as a homeowner.

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Why renovate?

You’ve already purchased your dream home in the perfect location, but still spotting imperfections? Upgrade, expand, knock out walls, tear out old plumbing and create the sleek new kitchen, bathrooms and open floorplan that you want.

Upgrade your home with a renovation loan for:

  • Comfort: Transform your favorite rooms in your home to your comfort.
  • Safety: Need to fix an old roof or damaged floors? The upkeep of your home is important for your safety and the safety of your family.
  • Luxury: Give your home a facelift and wow your neighbors and friends with stylish, modern fixtures and finishes.
  • Value: Home renovations and improvements increase your sales price when you sell.

Tell us Your Plans

Home Renovation Financing Options

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Home Equity Loan or LOC

Borrow against the equity you have in your home for your renovation. With a home equity loan, your home is used as collateral for your loan or line of credit.

Personal Loan

No equity in your home? An unsecured personal loan can help you finance your renovation and home improvements.

Cash Out Refinance

Refinance your current mortgage and receive cash for your renovation from the equity you have in your home.

What Our Customers Say
"Victoria and her team at BankSouth were all very helpful as we went through the process of obtaining a HELOC for some renovations on our house. Very quick in responding and helping out in any way possible. Thanks!!"
Bryan R.
BankSouth Customer
What Our Customers Say
"Chan was very interested in working with us on our home remodel. Great interaction and keeping us informed during the process."
Art Z.
BankSouth Customer
What Our Customers Say
"We had numerous “moving parts” with our new home building. Dedia and her team were outstanding in helping us navigate through the steps. Offering very workable solutions that we used, no mis - steps have taken place to slow the process."
Donald L.
BankSouth Customer
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Tell Us About Your Renovation Plans

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Credit and collateral are subject to approval. Terms and conditions apply.

Let’s Start Updating Your Home

Contact one of our expert lenders to discuss your financing options for your upcoming renovation.

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