FDIC-Insured – Backed by the full faith and credit of the U.S. Government
FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Personal checking accounts that fit your lifestyle and help you plan your finances. Find the account that works for you.
All BankSouth personal checking accounts include no fee for ATM withdrawals at ATMs owned by BankSouth, overdraft privilege of $1,0001 (if qualifications are met) and waived $5 monthly paper statement fee with e-statement only registration.
| Features | Complete | Performance | Simple | Young-Adult |
|---|---|---|---|---|
| Our premiere account offering big value at minimal cost. Learn More Open Account | A performance account earning you a higher interest rate based on your account activity. Learn More Open Account | A basic checking account with minimal requirements.Learn More Open Account | Designed with students and young adults up to 24 years old in mind. Learn More Open Account |
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| Minimum Opening Balance | $50 | $50 | $50 | No minimum opening balance |
| Monthly Maintenance Fee | $8 monthly maintenance fee, waived with minimum daily balance of $5,000 OR $25,000 balance in combined personal deposit relationship | $8 monthly maintenance fee, waived with 10 or more debit card transactions (ATM withdrawals do not apply) | $5 monthly maintenance fee, waived with $100 minimum daily balance OR monthly deposits of $250 | No monthly maintenance fee |
| Earns Interest | Yes | Yes | No | No |
| BankSouth Rewards Fuel rewards, cell phone protection2, roadside assistance, and more! Learn More | Yes | No | No | No |
| Non-BankSouth ATM Fees Waived Fee charged by non-BankSouth ATM is waived on up to four (4) withdrawals per statement cycle. Up to $12 will be automatically refunded, per statement cycle, for ATM surcharges charged by the owner(s) of non-BankSouth ATMs. | Yes | No | Yes | Yes |
Your BankSouth personal checking account comes with debit card services to help you manage your accounts and take charge of your spending. Card Controls allow you to set spending limits, freeze your card, and set enhanced fraud detection and prevention measures…all from the palm of your hand with the BankSouth mobile app and online banking. Message and data rates may apply when using the BankSouth mobile app.
Banking shouldn’t take up your day or require a visit to a bank branch. With our online banking services, you can pay bills automatically without any messy paperwork. BankSouth’s Online Bill Pay is the easy way to make sure you stay on top of bills in one place. No more going to multiple apps or websites.
Send money to family, friends, and anyone else you know. It’s a quick, easy, and secure way to let your money do what you want.
Save a trip to the bank. Open your checking account online.
We understand your banking needs aren’t always done between the hours of 9 and 5. That’s why we offer you convenient access to services like EasyOpen. Our online account opening tool gives you the same ease and security in opening an account that you would receive in our branches.
1 We charge an overdraft fee of $20 per overdraft which may be created by automatic bill payments, checks, and other transactions using your checking account number. We do not authorize and pay overdrafts on ATM and everyday debit card transactions. You must repay the overdraft amount and the fee within 30 calendar days after the overdraft. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, you are not making regular deposits, or you have too many overdrafts. 2 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.