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Personal Checking
Personal Checking Accounts
Ready to Open an Account?
Performance Checking
Earn up to 2.12% APY* with a Performance Checking Account
- Receive online (electronic) statements for this account2
- At least $100 in Direct Deposits
- At least 10 Debit Card Transactions3
Let Your Money Perform For You.
Compare Checking Accounts Side-by-Side:
Account Name |
Simple CheckingOpen Now |
Complete Checking
Open Now |
Regular Savings
Open Now |
Money MarketOpen Now |
Certificate of Deposit |
BankSouth VIP Senior Benefits |
BankSouth Alliance Checking |
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Which account best fits your needs? |
A basic checking account with minimal requirements.
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Our premiere account. This account offers value, increased security and special discounts, designed just for BankSouth Clients.
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Best for those who need time to build up a significant savings balance and those who don't need check writing capability.
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Offers a higher rate of interest, check writing capability and more access to funds. Tiered Interest Bearing Account.
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Offers a higher rate of interest through the term of the CD. Best for those who are seeking a higher return on their savings.
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Program Benefits Available to BankSouth Customers 60+ years of age.
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A preferred account for employees of BankSouth Business Clients.
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Minimum Opening Deposit |
$100
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$100
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$100
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$100
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$500
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N/A
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N/A
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Fees/Options |
N/A
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$2,500 Minimum Balance OR $10,000 in Personal Deposit Relationships waives the $8 per month maintenance fee |
Maintain a $200 Balance to Avoid a $6 Quarterly Maintenance Fee. $2 Monthly Maintenance Fee if Balance falls below $200 with a Combined Savings. 1 free withdrawal per month for monthly
statement cycles or 3 free withdrawals per quarter if statement cycle is quarterly. |
Maintain a $1,000 balance to avoid a $7.50 monthly maintenance fee. No Minimum Balance. 6 Free Withdrawals Monthly.
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No Monthly Service Fees
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N/A
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N/A |
Account Requirements |
E-Statement
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E-Statement
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Maintain a $200 Balance to Avoid a $6 Quarterly Maintenance Fee. $2 Monthly Maintenance Fee if Balance falls below $200 with a Combined Savings.
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N/A
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N/A
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A Simple or Complete Checking Account
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Complete Checking Account
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Earns Interest
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With a $2,500 balance or more, interest is paid on the full deposit balance
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With a $200 balance or more interest is paid on the full deposit balance
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With a $2,500 balance or more interest is paid on the full deposit balance based on tiered rates.
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Yes. Interest based on the rate and term of the CD.
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See Complete Checking Account Description
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Service Charge |
N/A
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$8 per month maintenance fee
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See Account Requirements. $5 Excessive Withdrawal Fee
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Maintain a $1,000 balance to avoid a $7.50 monthly maintenance fee.
$9 Excessive Withdrawal Fee |
Early Withdrawal Penalties Apply.
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See Complete Checking Account Description
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ATM |
Fee charged by BankSouth is waived on up to four (4) withdrawals per month; Up to $12 will be refunded at the end of each statement cycle for ATM surcharges charged by the owner of non-BankSouth ATMs
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Fee charged by BankSouth is waived on up to four (4) withdrawals per month; Up to $12 will be refunded at the end of each statement cycle for ATM surcharges charged by the owner of non-BankSouth ATMs
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Fee charged by BankSouth is waived on up to four (4) withdrawals per month; Up to $12 will be refunded at the end of each statement cycle for ATM surcharges charged by the owner of non-BankSouth ATMs
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Fee charged by BankSouth is waived on up to four (4) withdrawals per month; Up to $12 will be refunded at the end of each statement cycle for ATM surcharges charged by the owner of non-BankSouth ATMs
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Mobile Deposit Fees Waived |
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Free Checks
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First Initial Order of BankSouth Standard Wallet Style Checks with Relationship Reward*
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One Free Order of BankSouth Standard Wallet Style Checks Annually
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Depends on Account Type.
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See Complete Checking Account Description
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Other Account Features |
BankSouth Online Banking Suite of Products and Mobile Banking with Mobile Check Deposit Relationship Reward* $500 Minimum Balance (at account opening) OR $5,000 in Personal Deposit Relationships (at account opening) Earns First Initial Order of BankSouth Standard Wallet Checks at no charge. Click to Open |
BankSouth Online Banking Suite of Products and Mobile Banking with Mobile Check Deposit Complimentary Value Features Included: ID Protect (Features Require Customer Activation): Credit File Monitoring, Credit Report, Single Bureau Credit Score, Identity Fraud Expense Reimbursement and Resolution Service Secure Internet Browser Cellular Telephone Protection Travel and Entertainment Discounts Family Health Discounts: Prescription, Vision & Dental Discounts Up to $10,000 in AD&D Insurance Buyer's Protection & Extended Warranty Protection Additional terms and restrictions apply. See account representative for more information. |
Contact your Personal Banker or your Local Branch for current posted rates. Account withdrawals limited to 6 per month. Depending upon account type, in addition to fees, exceeding 6 withdrawals per month regularly will lead to account being closed or changed to a transaction type account, per Federal Regulation.
Click to Open |
Contact your Personal Banker or your Local Branch for current posted rates. Tiered Interest Rates. Account withdrawals limited to 6 per month. Depending upon account type, in addition to fees, exceeding 6 withdrawals per month regularly will lead to account being closed or changed to a transaction type account, per Federal Regulation. |
Contact your Personal Banker or your Local Branch for current posted rates. Options ranging from 3 to 60 months.
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A Value Package available to BankSouth Customers 60+ years of age. Allows customers to choose which BankSouth Checking Account is right for them. In addition to other account benefits, Seniors get Unlimited Standard Wallet Checks, a Discount on Safe Deposit Box Rental, BankSouth VISA Gift Cards with no acquisition fee (2 per visit, per day) and Free Official Checks (2 per visit, per day).
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A preferred account for employees of BankSouth Business Clients. Includes all the features of Complete Checking, plus 2 Standard Wallet Check orders annually, BankSouth VISA Gift Cards with no acquisition fee (2 per visit, per day) and Free Official Checks (2 per visit, per day).
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