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Online Access

Online Access

BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

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Banking Resources

Banking Resources

Every financial situation is unique. Explore our many resources available to you to make wise decisions when it comes to managing your money.

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Mortgage

Mortgage

For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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Build in Georgia’s Lake Country

Georgia’s Lake Country is the perfect place to call home and BankSouth is the #1 lender for Lake Oconee home financing.

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Lake Oconee’s Hometown Bank

Helping you call our home, your home

Every day we’re excited to welcome new neighbors to our hometown in Georgia’s Lake Country! In our 75 years of banking and building in the area, we’ve watched our community grow and develop into the place people love to live and visit. Whether it’s your first home, second home or vacation home, we welcome you to our hometown with the people, tools, and resources you need to buy and build a home in Georgia’s Lake Country.

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Lake Oconee

We specialize in financing & managing custom home builds

Custom home builds can be stressful and overwhelming. With all the moving parts of the home building process, we make it convenient and hassle-free to finance your home build and manage your construction loan. Whether you’re purchasing a lot, building a home, or both, we make the process seamless with our leading technology and experts in construction management.

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Lot and Land Loans

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Construction Loans

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Renovation Loans

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Permanent Mortgages

Tell Us About Your Plans to Move to Lake Country

To speak with someone right away, give us a call at 706.453.2265.

What Our Customers Say About BankSouth Custom Home Construction Financing

BankSouth follows the Herrera family in their move from metro Atlanta to Lake Oconee. Building on a lot they purchased 20 years ago, Sandy and Diann Herrera walk us through their first custom home build with the help of BankSouth. They give some advice for anyone looking to build, explain why they trusted BankSouth through the process, and how it made their relationship stronger than ever.

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Build in Georgia’s Lake Country with BankSouth

Our team of lenders and area experts are ready to help you call our home your home.

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