Lake Oconee’s Hometown Bank
Every day we’re excited to welcome new neighbors to our hometown in Georgia’s Lake Country! In our 75 years of banking and building in the area, we’ve watched our community grow and develop into the place people love to live and visit. Whether it’s your first home, second home or vacation home, we welcome you to our hometown with the people, tools and resources you need to buy and build a home in Georgia’s Lake Country.
Experts in Lending + Construction Management
When buying or building a home, it’s important to have someone you can trust to walk you through every step of the process. Our lenders help you select the right home loan for you and our construction management administrator helps you stay on top of your budget when paying your builder and contractors.
Manage your construction budget, payments and inspections with simplified technology
We make it easy for you to pay your builder or contractors for their work and make draws from your construction loan after each phase of your construction is complete. Replace spreadsheets and manual formulas and with cutting-edge technology to stay on top of your construction and construction loan. BankLabs is a useful online tool to help keep track of your construction by requesting draws, viewing inspections, and receiving alerts.