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BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

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For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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Make the Move to Georgia’s Lake Country

Get connected with our custom home financing team and area experts to start buying or building

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Lake Oconee’s Hometown Bank

Helping you call our home, your home

Every day we’re excited to welcome new neighbors to our hometown in Georgia’s Lake Country! In our 75 years of banking and building in the area, we’ve watched our community grow and develop into the place people love to live and visit. Whether it’s your first home, second home or vacation home, we welcome you to our hometown with the people, tools, and resources you need to buy and build a home in Georgia’s Lake Country.

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Lake Oconee

We specialize in financing & managing custom home builds

Custom home builds can be stressful and overwhelming. With all the moving parts of the home building process, we make it convenient and hassle-free to finance your home build and manage your construction loan. Whether you’re purchasing a lot, building a home, or both, we make the process seamless with our leading technology and experts in construction management.

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Lot and Land Loans

Construction Loans

Renovation Loans

Permanent Mortgages

What Our Customers Say About BankSouth Custom Home Construction Financing

Vidyard Video
BankSouth Construction Financing: The Spears Family:
Tom and Aline Spears moved from Florida to the Lake Oconee area and selected BankSouth to finance the construction of their home. Watch The Spears talk about why they love Lake Oconee and how BankSouth helped them call Lake Oconee home.
Vidyard Video
BankSouth Construction Financing: The Herrera Family pt. 1:
BankSouth follows a family in their move from metro Atlanta to Lake Oconee. Building on a lot they purchased 20 years ago, Sandy and Diann Herrera walk us through their first custom home build with the help of BankSouth.
Vidyard Video
BankSouth Construction Financing: The Herrera Family pt. 2:
Sandy and Diann are back to give us an update on the next phase of their custom home construction build, some of the challenges they've faced since we last saw them and how BankSouth was there to help.
Vidyard Video
BankSouth Construction Financing: The Herrera Family pt. 3:
We see the completed house the Herreras call home. They give some advice for anyone looking to build, why they trusted BankSouth through the process, and how it made their relationship stronger than ever.

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Our Team

Experts in Lending + Construction Management

When buying or building a home, it’s important to have someone you can trust to walk you through every step of the process. Our lenders help you select the right home loan for you and our construction management administrator helps you stay on top of your budget when paying your builder and contractors.

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Get to Know Our Lenders

lake oconee lending team

The Tools You Need

Manage your construction budget, payments, and inspections with simplified technology.

We make it easy for you to pay your builder or contractors for their work and make draws from your construction loan after each phase of your construction is complete. Replace spreadsheets and manual formulas and with cutting-edge technology to stay on top of your construction and construction loan. BankLabs is a useful online tool to help keep track of your construction by requesting draws, viewing inspections, and receiving alerts.

Vidyard Video

Build in Georgia’s Lake Country with BankSouth

Our team of lenders and area experts are ready to help you call our home your home.

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