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For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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#1 Lender for Lake Oconee Home Financing

As Lake Oconee’s hometown bank, we’re excited to welcome you to the neighborhood! Connect with us and tell us about your plans to build your dream home in Georgia’s Lake Country.

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Helping You Build Your Home at Lake Oconee

Custom home builds can be stressful and overwhelming. With all the moving parts of the home building process, we make it convenient and hassle-free to finance your home build and manage your construction loan. Whether you’re interested in purchasing a lot, building a home, or doing both in the Lake Oconee area, our experts in construction management make the process seamless.

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Lot and Land Loans

Construction Loans

Permanent Mortgages

We Specialize in Financing Lots and New Home Construction

Experts in lending and construction loan management.

We’re Lake Oconee’s #1 residential lender and voted Best Financial Institution by our neighbors in the Lake Oconee Breeze Reader’s Choice Awards. So it’s safe to say that we take pride in helping our neighbors call Georgia’s Lake Country home.

  • Lot loans
  • Construction loans
  • Permanent mortgages

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Tell Us About Your Construction Plans

Customer Story: The Herreras

Hear from BankSouth customers, Sandy and Diann Herrera, on the completion of their new home with a construction loan.

After over 20 years of dreaming and a year of construction, the Herreras are finally in their forever home and enjoying all that lake life living has to offer. Hear not just about how much they love their new home, but how BankSouth helped them from breaking ground to the day they got the key to their new home.

Vidyard Video
Home Construction Financing: The Herreras Part 1:
BankSouth follows a family in their move from metro Atlanta to Lake Oconee. Building on a lot they purchased 20 years ago, Sandy and Diann Herrera walk us through their first custom home build with the help of BankSouth.
Vidyard Video
Home Construction Financing: The Herreras Part 2:
Sandy and Diann are back to give us an update on the next phase of their custom home construction build, some of the challenges they've faced since we last saw them and how BankSouth was there to help.
Vidyard Video
Home Construction Financing: The Herreras Part 3:
We see the completed house the Herreras call home. They give some advice for anyone looking to build, why they trusted BankSouth through the process, and how it made their relationship stronger than ever.

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Customer Story: The Spears

After visiting on vacation, the Spears quickly made Lake Oconee home.

From vacation destination to a forever home. The Spears visited Lake Oconee for vacation and they quickly fell in love with the area and the people. It didn’t take them long to decide to make Lake Oconee and Greensboro their forever home. Hear about their journey from start to finish.

Vidyard Video
Home Construction Financing: The Spears Part 1:
BankSouth follows a family in their move from Florida to Lake Oconee. After financing a renovation with BankSouth, The Spears are building a new construction home at Lake Oconee with help from BankSouth.
Vidyard Video
Home Construction Financing: The Spears Part 2:
The walls are up, roof is on, driveway is poured, and the Spears are getting excited! See how their new family's custom home construction and financing are progressing.
Vidyard Video
Home Construction Financing: The Spears Part 3:
All moved in and settled in their dream home at Lake Oconee, the Spears show us around their property.

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Helpful Tips and Resources for Lot and Construction Loans

Get a head start on the loan and construction process with valuable tips and insight on what to expect when you start the process of building your new home.

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bank south custom home construction financing

Credit and collateral are subject to approval. Terms and conditions apply.

Build in Georgia’s Lake Country with BankSouth

Our team of lenders and area experts are ready to help you call our home your home.

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