As Lake Oconee’s hometown bank, we’re excited to welcome you to the neighborhood! Connect with us and learn how we can help you build your dream home in Georgia’s Lake Country.
Get a head start on the loan and construction process with valuable tips and insight on what to expect when you start your home building process.
Experts in Lending + Construction Management
We’re Lake Oconee’s #1 lender for residential lending. Voted Best Financial Institution by our neighbors in the Lake Oconee Breeze Reader’s Choice Awards; we take pride in helping our neighbors call Georgia’s Lake Country home.
Hear from BankSouth customers that recently completed their new home build with a construction loan.
After over 20 years of dreaming and a year of construction, the Herreras are finally in their forever home and enjoying all that lake life living has to offer. Hear not just about how much they love their new home, but how BankSouth helped them from breaking ground to the day they got the key to their new home.
Manage your construction budget, payments and inspections with simplified technology
We make it easy for you to pay your builder or contractors for their work and make draws from your construction loan after each phase of your construction is complete. Replace spreadsheets and manual formulas and with cutting-edge technology to stay on top of your construction and construction loan. BankLabs is a useful online tool to help keep track of your construction by requesting draws, viewing inspections, and receiving alerts.
Credit and collateral are subject to approval. Terms and conditions apply.