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Online Access

BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

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Mortgage

Mortgage

For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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Lot and construction loans at Lake Oconee

As Lake Oconee’s hometown bank, we’re excited to welcome you to the neighborhood! Connect with us and learn how we can help you build your dream home in Georgia’s Lake Country.

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Helping you build your home at Lake Oconee

Custom home builds can be stressful and overwhelming. With all the moving parts of the home building process, we make it convenient and hassle-free to finance your home build and manage your construction loan. Whether you’re purchasing a lot, building a home or both in the Lake Oconee area, we make the process seamless with our leading technology and experts in construction management.

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Lot and Land Loans

Construction Loans

Permanent Mortgages

Prepare for your move with these helpful tips and resources

Get a head start on the loan and construction process with valuable tips and insight on what to expect when you start your home building process.

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bank south custom home construction financing

We specialize in financing lots and managing custom home builds

Experts in Lending + Construction Management

We’re Lake Oconee’s #1 lender for residential lending. Voted Best Financial Institution by our neighbors in the Lake Oconee Breeze Reader’s Choice Awards; we take pride in helping our neighbors call Georgia’s Lake Country home.

  • Lot loans
  • Construction loans
  • Permanent mortgages

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Get tips for your custom home construction at Lake Oconee

The tools you need

Manage your construction budget, payments and inspections with simplified technology

We make it easy for you to pay your builder or contractors for their work and make draws from your construction loan after each phase of your construction is complete. Replace spreadsheets and manual formulas and with cutting-edge technology to stay on top of your construction and construction loan. BankLabs is a useful online tool to help keep track of your construction by requesting draws, viewing inspections, and receiving alerts.

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Credit and collateral are subject to approval. Terms and conditions apply.

Build in Georgia’s Lake Country with BankSouth

Our team of lenders and area experts are ready to help you call our home your home.

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