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Online Access

Online Access

BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

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Banking Resources

Banking Resources

Every financial situation is unique. Explore our many resources available to you to make wise decisions when it comes to managing your money.

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For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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Special Certificate of Deposit (CD) Rates

17 Months 4.59% APY1
12 Months 4.44% APY33
6 Months 4.23% APY2

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Additional Information and Limitations: Rates are accurate as of April 28, 2023. (1) Interest rate 4.50%; $500 minimum deposit and balance. At maturity, the account will automatically convert to an 18 month CD at the standard rates offered at that time. (2) Interest rate 4.15%; $2,500 minimum deposit and balance. (3) Interest rate 4.35%; $500 minimum deposit and balance. Annual Percentage Yield is accurate as of April 28, 2023. Fees may be charged which could reduce earnings. Penalty may be imposed for early withdrawal. Message and data rates may apply when using the BankSouth mobile app.

Grow Your Money with a Certificate of Deposit

Looking for a way to reach your savings goals quicker? Want a safe place to store extra cash you won’t need for a while? Then a Certificate of Deposit (CD) could be the answer for you! A CD is a type of savings that pays a set interest rate on the deposited money for a set period of time, and your timing couldn’t be better to take advantage of our current rates.

Choose the term that is right for you and open your account online or with the help of one of our helpful bankers in your local branch.

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cd promotions

I’d Like a Call About Opening a CD

To speak with someone right away, give us a call at 706.453.2265.

Benefits of a BankSouth CD

Don’t wait to start saving for your future. Reach your savings goals faster and take advantage of these CD specials today. Open your account with as little as $500 to enjoy these rates. Hurry! Don’t regret missing out.

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Quick and Easy Open

Flexible Terms

Guaranteed Returns

No Monthly Service Fee

Earn Bigger Returns — Open a CD Today

Competitive rates, low initial investment, and no monthly service fees.

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