FDIC-Insured – Backed by the full faith and credit of the U.S. Government
FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Choosing the right checking account in Georgia is an important step in managing your finances. Whether you’re looking for the best value, premium interest, or a simple, no-fuss option, our new lineup of checking accounts makes it easy to find the perfect fit that’s made for the way you live.
If you want the ultimate checking experience, the Complete checking account is for you. This account earns interest, access to exclusive perks with BankSouth Rewards, powered by BaZing, that maximizes your banking experience. BankSouth Rewards offers discounts on shopping, dining, and travel while also enjoying roadside assistance, cell phone protection1, ID theft protection1,2, and more!
Best for: Customers who want the most value from their checking account and love shopping and saving on local deals.
With our Performance checking account, you earn a premium interest rate3 based on your debit card activity. At least 10 debit card transactions must be posted to your account each month (ATM withdrawals do not apply) to earn the premium rate – making this a great option if you prefer to keep your money growing while enjoying everyday spending convenience.
Best for: Customers who use their debit card frequently and want to earn more interest.
If you’re looking for a basic checking account with minimal requirements and easy-to-waive fees, the Simple checking account is the way to go. It’s designed for those who want straightforward banking without extra frills—just the essentials to help you manage your money. Waive the $5 maintenance fee with $100 minimum daily balance OR monthly deposits of $250.
Best for: Customers who want a simple and low-maintenance checking option.
Designed for customers 24 and under, Young Adult checking is a no-frills account with zero monthly maintenance fees. Whether you’re a student balancing school and finances or just starting your banking journey, this account gives you all the essentials without the monthly costs.
Best for: Students and young adults looking for a no-fee checking account.
No matter your banking needs, we have a checking account that fits your lifestyle. Whether you want top-tier benefits, high-interest rewards, a simple solution, or a student-friendly option, we make it easy to choose the best account that’s made for the way you live.
Compare Accounts & Open Yours Today
1 Subject to terms and conditions detailed in the BaZing Guide to Benefits. Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
2 Identity monitoring and credit monitoring each require additional activation to begin.
3 Rates are accurate as of April 16, 2025. The Performance Checking Account is a tiered rate account with the stated interest rate for each tier paid on the portion of the account balance within each tier. Balances up to and including $24,999.99 will earn an interest rate of 2.70% and 2.73% APY (Annual Percentage Yield) if qualifying conditions have been met for that monthly statement cycle. The annual percentage yield for balances $25,000 and over ranges from 2.73% APY to 2.28% APY (based on assumed range of balances from $25,000.00 to $30,000.00). Should you fail to meet the monthly qualifying conditions for the Performance rate, all balances in the account for that month will earn 0.05% APY. Fees may reduce earnings. Rates may change after account opening at bank’s discretion. To verify the current rate, please contact your local banker or our Customer Care team at (706) 453-2265 during normal business hours.
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