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Personal Banking

Personal Banking

At BankSouth, we value the trust you place in us to safeguard your money and work every day to ensure you have easy and secure access whenever you need it.

Open an AccountMeet Our Bankers

Business Banking

Business Banking

BankSouth has been helping business owners launch and grow their businesses in the community for generations.  Whether you’re opening a new location or expanding your existing one, we’re ready to help.

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Online Access

Online Access

BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

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Banking Resources

Banking Resources

Every financial situation is unique. Explore our many resources available to you to make wise decisions when it comes to managing your money.

Be Smart With Money

Mortgage

Mortgage

For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

Learn MoreStart Your Application

Individual Retirement Account

Start planning for retirement by saving with an IRA

We Can Help Choose the Right IRA for You

Individual Retirement Accounts

Depending upon your goals and personal situation, BankSouth can help select the best plan to meet your needs.

  • Traditional IRA – ideal if you want to lower your taxable income today
  • Roth IRA – ideal if you can save for retirement with after-tax income
  • SEP IRA – Simplified Employee Pension IRAs for those self-employed or small and growing businesses
couple celebrating retirement after saving with an IRA
Traditional IRARoth IRASEP IRA
Key FeaturesThis IRA allows you to save for retirement with pre-tax assets. You will defer paying tax until the funds are withdrawn at retirement.The Roth plan allows you to invest with after-tax assets, which means you pay the tax up front and after-tax withdrawals are tax free.A Simplified Employee Pension IRA for the self-employed or small companies allows higher maximum contributions of pre-tax earnings each year.
Woman wearing cap and gown holding piggy bank after saving and graduating college

How Investing in an IRA Can Help Pay for College Expenses

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Get Started

If you’re ready to discuss setting up a new way to accelerate savings with greater flexibility, contact one of our Bankers at your local branch today.

Contact a Personal Banker