FDIC-Insured – Backed by the full faith and credit of the U.S. Government
FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Designed for time-sensitive transactions, wire services help your business meet urgent payment needs while maintaining strong security and clear transaction records.
When timing and certainty matter, BankSouth Business Wire Transfers provide a fast, secure way to initiate and manage wire transfers securely online, anytime. Whether domestic or international, wire transfers allow your business to move funds same day with confidence and precision.
Same-day processing for domestic wire transfers (cutoff times apply).
Initiate and approve wire transfers without visiting a branch.
Reduce errors using templates and dual-approval controls.
Strengthen payment protection and reduce fraud exposure with layered controls.
Gain transparency into each stage of the wire process from initiation to completion.
Manage all wire activity through BankSouth Business Online Banking.
Whether you need to send domestic or international wires, we’re here to help.
Domestic wire transfers typically process the same business day if submitted before our cutoff time; contact your local branch for our current cutoff time. International wires can take 1-3 business days depending on the destination country, intermediary banks, and currency conversion requirements.
For domestic wires, you’ll need the recipient’s name, bank name, routing number, and account number. For international wires, you’ll also need the recipient’s bank address, SWIFT code, and possibly an IBAN number depending on the destination country.
Wire transfers are secure, but they’re also irrevocable once sent; they’re very difficult or impossible to reverse. Always verify payment instructions directly with the recipient using a known phone number, not email, to protect against Business Email Compromise and wire fraud scams.
Wire transfer fees vary based on whether the wire is domestic or international, incoming or outgoing. Please refer to our most current Schedule of Fees or contact your local branch for more information.
Wire transfers should be considered the same as cash and are generally final once processed. In rare cases, you may request a recall if the funds haven’t been released by the receiving bank, but there’s no guarantee of success. This is why it’s critical to verify all payment details before submitting a wire request.