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BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

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For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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Doctor Home Loan Program

Helping our medical and dental professionals achieve the home of their dreams with a home loan for doctors.

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BankSouth’s Medical & Dental Professional Program

Just like medical and dental school, building or buying a home can be both exciting and intimidating. That’s why we offer a helping hand in finding the right loan for you. Our team of lenders are experts in residential lending, including lot loans, construction loans and permanent mortgages. Talk to one of our local relationship managers to get started on choosing the perfect loan to build the perfect home for you and your family.

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Here are the benefits to financing your home with BankSouth

Student loan debt exclusion

To help you qualify for a mortgage or construction loan, we exclude your student loan debt when calculating your debt-to-income ratio.

Post-closing employment start date

Fresh out of residency? No problem! Your employment may begin up to 90 days after we close your loan. Just make sure you’ve accepted an employment offer prior to closing!

Low down


Only a little saved and set aside for a down payment? Our home loan program for doctors and dentists require little to no cash up front.

Are you eligible?

Contact a lending expert at one of our bank branches if you’re interested in a mortgage or a home construction loan to finance your home. Our Doctor Home Loan programs are available to the following medical professionals:

  • Medical Resident
  • Medical Fellow
  • Medical Doctor (MD)
  • Osteopathic Doctor (DO)
  • Dentist (DMD or DDS)
Doctors and medical student smiling at camera while standing in a hospital

Get more information on our
Medical & Dental Professional Program


Credit and collateral are subject to approval. Terms and conditions apply.

The tools you need

Looking to build? Manage your construction budget, payments and inspections with simplified technology

We make it easy for you to pay your builder or contractors for their work and make draws from your construction loan after each phase of your construction is complete. Replace spreadsheets and manual formulas and with cutting-edge technology to stay on top of your construction and construction loan. BankLabs is a useful online tool to help keep track of your construction by requesting draws, viewing inspections, and receiving alerts.

Vidyard Video

Take advantage of our valuable home loan
options for doctors and dentists

Our team of residential lending experts are ready to help you purchase your home with our new Medical & Dental Professional Program.

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