PayPal scams are on the rise — keep your money safe with these tips

Skip to Main Content
Online Access

Online Access

BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

Learn More

Banking Resources

Banking Resources

Every financial situation is unique. Explore our many resources available to you to make wise decisions when it comes to managing your money.

Be Smart With Money



For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

Learn MoreStart Your Application

The Best Money Saving Tips to Help Grow Your Savings

Dec 12, 2022 Personal
money saving tips

Saving money can seem like a daunting task, especially if you’re living paycheck to paycheck. But don’t worry – with a little bit of effort and discipline, you can learn how to save money each month. Here are seven simple money-saving tips to help you get started on your journey to financial stability.

Create a Budget and Stick To It

The first step in saving money is to create a budget that outlines your income and expenses. This will give you a good idea of how much money you have available each month and help you identify areas where you might be able to save some money. Once you have created your budget, the key is to stick to it as closely as possible. This means being mindful of your spending habits and avoiding any unnecessary purchases or indulgences.

Set Goals for Yourself

Once you have identified how much money you have left over after paying for your necessary expenses, set goals for yourself on how much of that amount should be saved each month. This could range from setting aside 10% of your income to set an exact dollar amount that needs to be saved each month. Setting these goals will help keep you accountable and motivated throughout the process of saving money. A great way to keep yourself accountable is by setting up automatic transfers to your BankSouth savings account in online banking.

Track Your Spending Habits

It’s important to understand where exactly your money is going each month so that you can identify areas where cuts can be made. Tracking your spending habits will also help paint a clear picture of what needs to be done in order for the bulk of your income to go towards savings instead of frivolous purchases or indulgences. The BankSouth app, as well as many other apps available, can make tracking spending easier than ever before.

Look For Discounts and Deals

There are countless discounts and deals out there waiting for someone who knows where to look! Whenever possible, take advantage of any discounts or sales available at stores or online as this could be one way for you to save some extra cash every month without sacrificing quality or quantity when it comes to purchases. Additionally, many companies offer loyalty programs that may provide additional discounts or rewards points which can add up quickly over time.

Pay With Cash Whenever Possible

It’s easy these days to whip out a credit card whenever we need something – but the truth is, paying with cash helps us stay within our budget more easily because it forces us to keep track of our spending more carefully than swiping a card would allow us to. So try switching up your payment methods once in a while and see if this helps with reducing unnecessary expenses!

Automate Your Savings

Automating transfers into savings accounts makes it easier for those who struggle with staying disciplined when it comes to their finances; since these transfers happen automatically without having to manually transfer funds from one account into another, there’s less opportunity for procrastination or forgetting about transferring funds altogether which leads us back into bad spending habits. Automation also ensures that even if we do slip up every now and then with our budgets, we will still have some savings in our accounts at the end of the day!

The key takeaway here is that anyone can learn how to save money each month – no matter how small their income may be – by simply making thoughtful decisions about their spending habits and taking advantage of any opportunities they come across along the way (like discounts & rewards programs). By taking these simple money-saving steps outlined above, anyone can start building wealth over time by putting their hard-earned dollars towards savings instead of frivolous purchases or indulgences. Good luck!

Disclaimer: Message and data rates may apply when using the BankSouth mobile app.

Recent Posts

View our latest news and get the latest industry updates on our blog.

BankSouth employees celebrate graduating GBA Banking School
For Immediate Release: May 15, 2024 Media Contact: Bryce McCuin, Marketing Manager [email protected] 706-454-2319 GREENSBORO, GA – BankSouth, a leading financial institution serving the state of Georgia, is excited to announce that Jamie Arnold, VP, Deposit Operations Director, Sarah Peacock,...
beware of paypal scams
Beware of PayPal impersonation scams targeting BankSouth customers, fraudulent offers for student loan forgiveness, and vacation travel scams this month. Stay aware and protect yourself from falling victim to these common fraud schemes. Top 3 Ways to Keep Your Money...
paypal app with notification bubble
If you’re a user of PayPal, you probably enjoy the convenience it brings by allowing you to easily move money around. In today's digital age, with online payment platforms like PayPal that offer convenience and flexibility, ensuring the security of...