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Online Access

BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

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Banking Resources

Banking Resources

Every financial situation is unique. Explore our many resources available to you to make wise decisions when it comes to managing your money.

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For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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Manage the Home Building Process

Once you’ve decided to build your dream home, you’re probably wondering how the process will work. When you choose to work with BankSouth, you are assured that your project is in good hands.

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Managing the building process with BankSouth is especially easy if you live out of town and cannot make regular visits to the construction site. We specialize in keeping the construction process hassle- and headache-free. Read on to see how BankSouth keeps your home construction process running smooth.

Manage Your Construction Budget, Payments, and Inspections

Your window into the custom home building process with our easy-to-use technology.

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What is Construction Management Software?

This cutting-edge software allows you to stay informed and monitor your construction project from your computer or smartphone. The features available provide the ability to service your construction project, including inspection requests, draw disbursements, and document retention.

In short, it keeps your project moving fast! BankSouth inspectors utilize this tool to track the progress of your project, and calculate your available construction draws. As soon as our inspector saves your inspection report, the draw is calculated, and a notification is sent to you via email and/or text message. The lightning speed of this software allows for draw requests to be available immediately and sometimes approved before the inspector has even left your project!

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manage your custom home construction at lake oconee

Construction Loan Withdrawals

When draw requests are received, BankSouth will send an inspector to your property. After the inspection, your draw will be calculated based on the work completed. By having access to our construction management software you can approve the draw within the system or BankSouth will send you a draw approval by email. Once the draw is approved, the funds will be deposited into your construction account for you to write a check directly to your builder. If your builder has a BankSouth account, the draw can be transferred to the builder’s account with your approval.

A good rule of thumb is to have your draw request in by Tuesday afternoon for funding to take place by Friday.

Please note that the bank’s inspector’s job is to verify the percentage of the job that has been completed. The inspector does not verify that the work completed matches your plans or quality standards. Therefore, you control the funds once the draw has been made.

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home building withdrawal process

Credit and collateral are subject to approval. Terms and conditions apply.

Questions about the building process?

Let’s chat! We have the answers to your questions.

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