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Every financial situation is unique. Explore our many resources available to you to make wise decisions when it comes to managing your money.

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For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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Person to Person Payments

Send money to your friends and family instantly with online banking and the BankSouth mobile app.

Send Money to Friends and Family Instantly

BankSouth customers can now enjoy one of the easiest ways to send money to friends and family members with Pay a Person. Through online banking and the BankSouth mobile app, customers can send and receive money safely, easily, and fast!

  • Pay family and friends
  • One-time or recurring payments
  • Real-time payments

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bank app to pay friends and family

Pay Smarter with BankSouth

Pay a Person from BankSouth allows you to securely send money to people you know a smarter and safer way than the alternates out there.

  • Safe: An email address or cell phone number is all you need to send money to someone you know. No need for recipients to register!
  • Easy: Split the cost of dinner or cocktails with friends and family members.
  • Fast: Payments can be made same-, next-, future-day, or on a recurring basis.

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pay people securely and smarter with banksouth

More Transferring Money Options

Internal Money Transfers

Move money between your BankSouth checking, savings, loan, and line of credit accounts in a few clicks.

External Money Transfers

Manage your external transfers to and from your BankSouth accounts and other financial institutions.

Person to Person Payment FAQs

Person-to-Person payments, or P2P payments, are transactions that can be used for anything from splitting a dinner bill among friends to paying for maintenance projects on your home. These payments allow the transfer of funds between two parties using their individual banking accounts or credit cards through an online or mobile app.

P2P payments are generally considered safe. It is recommended to only send money to people you know and trust, and always ensure you have the correct contact details for the recipient.

P2P payment platforms use encryption technology to protect your financial information. This means your data is transformed into a code that is difficult to access or decipher without authorization. In addition, many P2P apps offer two-factor authentication, which adds an extra layer of security by requiring more than just your password to access your account.

Compared to payment apps like Venmo, P2P payment platforms offer additional safety features. P2P platforms generally have more robust security protocols, such as biometric logins, real-time transaction monitoring, and advanced fraud detection systems. P2P platforms usually offer better privacy settings.

Security is a top priority for P2P payment services. At BankSouth, we use encryption and secure servers to store your financial information, and transactions are monitored for signs of suspicious activity.

Transactions made through P2P payments are usually processed immediately, although the availability of funds in the recipient’s bank account can take until the following business day. If a transaction is initiated by 5pm, it should be expected that the funds will be received the next business day.

If our P2P payment fails, it could be due to several reasons such as insufficient funds, a problem with the recipient’s account, or a technical glitch. We will usually notify you of the failure and the reason behind it.

If you suspect a fraudulent P2P transaction, immediately contact us at BankSouth. Provide us with all the details of the transaction. We will then guide you through our process for investigating and resolving such issues.

Money sent or received through P2P payments for personal purposes (like splitting a dinner bill) is not typically taxable. However, if you’re using P2P payments for business transactions or receiving large amounts that could be seen as income, these could potentially be subject to tax. It’s always best to consult with a tax professional if you’re unsure.

No, both parties do not necessarily need to have an account with the same P2P service.

Many P2P payment apps like the one from BankSouth are free to use, especially if the payments are linked to a bank account. 

There is a daily limit of $500 with a weekly limit of $2000. All payments and transfers are subject to funds availability and system limitations. Please contact your local banker or our Customer Care team at 706.453.2265 to discuss your needs.


Message and data rates may apply when using the BankSouth mobile app.

Handle Your Finances like a Pro with Online Banking

Check your account balance and transactions, transfer money, pay your bills, control your debit card and more.

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