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For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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Waiting to Buy Can Decrease Your Purchase Power In this uncertain real estate market, many buyers may be playing the waiting game when it comes to purchasing a home. There are advantages and disadvantages to this strategy. Waiting could mean...
If you're thinking about buying a new home soon, you've taken the first step to homeownership! Are you excited? You should be! Homeownership is an exciting journey. After all, the home you'll be in will be YOUR home, not your...
The Mortgage Bankers Association recently reported that home refinances are up 210% from last year's levels. Interest rates have a lot to do with that. After all, when rates drop, monthly housing payments can also decrease, potentially saving homeowners thousands...
The COVID-19 pandemic that has spread across the world has brought with it, not only concerns for our physical health, but also our financial health. According to the Labor Department, 1 in 5 Americans has lost a job or seen...
How Real Estate Attorneys are Making Closings Safe for Everyone During the COVID-19 (Coronavirus) pandemic in Georgia, the real estate and mortgage industries have made rapid changes in order to keep the market going during a difficult time. To keep our...
Why is April National Fair Housing Month? Beginning in April of 1968, National Fair Housing Month has been observed during the month of April. The Fair Housing Act gives all citizens of the United States equal rights to the sale,...
How to Lower Property Taxes with Homestead Exemption If you have recently closed on a home in the past calendar year, you are able to take advantage of a homestead exemption. A homestead exemption exempts a portion or a flat...
We have all seen the home improvement TV shows where the bathroom or kitchen gets an easy update in an hour or less, but when we try to do that in our own home, somehow a whole weekend goes by...
Sometimes you need something when you don't, and other times you think you don't need something when you do. That's why we made this list of documents that you may need in order to refinance your mortgage. Every refinance deal...
Sometimes you need something when you don't, and other times you think you don't need something when you do. That's why we made this list of documents that you may need in order to refinance your mortgage. Every refinance deal...
Get a Lower Rate, Take Cash Out of Equity, or Get Rid of PMI When you refinance a loan, you essentially replace the current loan with a new loan. There are a variety of reasons to go through this process,...
Gain a better plan rather than living paycheck-to-paycheck with your next mortgage Homeownership is a goal that most of us have. In order to make this dream come true, future homebuyers need to do some financial planning and budget their...
A renovation loan is a type of loan that borrowers can use to make renovations to their current or future home. It could mean turning a fixer-upper into the home of your dreams. Renovation loans can be taken out at...
What industry experts are predicting for Georgia mortgages in 2020 I think it's safe to say that 2019 has been a historical year when speaking about the mortgage and real estate markets. Several Georgia markets saw record-low interest rates on...
Documents you need and what to do with them to file your taxes after you purchase a home Purchasing a home affects many areas of your life. From your commute to work, where your kids go to school, to where...
Don't Make These Mistakes During the Holidays or You'll Jeopardize Your Mortgage Loan! Your holiday to-do list is long enough without adding buying a house on top of everything else. There is decorating, shopping, wrapping, and multiple gatherings to attend....
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Are you active or retired military, or even a military spouse? Good news! You may qualify for a VA loan! A VA loan is a type of loan that is guaranteed by the U.S. government to help active or retired...
November is National Military Family month, and it also includes Veterans Day on Monday, November 11. One of the many benefits the US Government provides to past and present members of our armed forces, and qualifying surviving spouses, is backing...
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We've just gotten started with 2018, but there's been speculation about which way the housing market will go since well before the first of the year. As a savvy homeowner, it's important for you to be aware of fluctuations in...
Waiting to buy a home until spring or summer seems like the obvious choice for most families. The weather is warmer, kids get to finish out the school year, and there's (usually) an abundance of homes on the market to...
How Homeownership Builds Wealth The 4th of July is more than just a day for celebrating the freedom we gained as a nation nearly 250 years ago. It's a day for celebrating the individual freedom and opportunity afforded to each...
BankSouth Mortgage: Interest Rate Updates Many of you are likely aware of the recent rise in interest rates and may be wondering what's next and what this means for the 2017 housing market.  While only predictions can be made, here...
If buying a home is on your list of New Year's resolutions, now is the perfect time to start planning. The more you can prepare for a home purchase, the better off you will be. Here are some top tips to start...