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Online Access

BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

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For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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USDA Rural Housing Mortgages

USDA Loans are an excellent option if you’re considering purchasing a home in a rural area.

Funds can be used to build, repair, renovate or relocate a home, or to purchase a home. There are no down payment requirements, and qualifying is typically easier than for conventional mortgages. However, the property must be located in an eligible area in order to qualify. Income caps also apply. Contact a BankSouth Mortgage expert for more details.


  • 100% financing options available
  • Thin or alternate credit allowed
  • Low monthly mortgage insurance
  • No maximum sales price

Credit and collateral are subject to approval. Terms and conditions apply. Rates, program terms and conditions are subject to change without notice. Some programs have geographic restrictions. This is not a commitment to lend.

It’s Time To Go Home

Mortgage lenders should be on your side, every step of the way. If you’re ready to take the next step, talk to us or apply online today.

Apply Today