Building Wealth: The Homeownership Advantage

When it comes to financial growth, the decision between renting and buying a home is a pivotal decision. Statistically, the distinction in net worth between homeowners and renters is profound, illustrating the impactful role of homeownership…

BankSouth Mortgage Welcomes Jenny Terrell as VP, Producing Production Manager of the Athens Branch

BankSouth Mortgage is excited to welcome Jenny Terrell as the new Vice President, Producing Production Manager and Loan Officer at its Athens branch. Jenny, an Athens resident since 1996 and a University of Georgia alumna, brings to her new…

What Happens During a Home Appraisal?

The appraisal process is one of the most critical steps in a real estate transaction. This single assessment has the power to either make or break an entire deal and can be stressful for home buyers and sellers alike. Whether you’re buying…

Navigating New Construction: Insights & Opportunities in Today’s Market

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Are you considering building your dream home? Navigating the new construction landscape can be thrilling, yet understanding the recent market trends is crucial. According to CoreLogic's latest Quarterly Construction Insights, there's much to…

iBuyers: Turning Dream Home Purchases into Reality with Speed and Simplicity

In the dynamic realm of real estate, a game-changing trend has emerged, offering prospective homebuyers a direct route to their dream homes. iBuyers, innovative companies revolutionizing the home-selling process, provide a unique opportunity…
You-Can-Challenge-Inaccurate-Appraisals

You Can Challenge Inaccurate Appraisals

Accurate appraisals play a crucial role in maintaining the integrity of mortgage lending, the housing industry, and our communities. Inaccuracies in valuation can have far-reaching consequences, impacting affordability, property sales, refinancing…

Unlocking Affordable Homeownership with Lender-Paid Buydowns

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For those looking to buy a home, understanding the various mortgage options can feel overwhelming, especially in today’s ever-evolving real estate market. However, it's essential to explore all the tools and options available to make the best…

BankSouth Mortgage Opens New Branch in Gainesville, GA

BankSouth Mortgage proudly announces the grand opening of its new location at 100 Main Street, Gainesville, GA 30501, marking a significant stride in its continued commitment to serving its home state of Georgia. The expansion exemplifies its…

Interest Rates vs. Homeownership: The Resilience of Real Estate

For many prospective homebuyers, the allure of historically low interest rates, particularly the coveted 3% mark, is a dream that seems to have slipped through their fingers as we transition out of the pandemic era. These rates were indeed remarkable,…

Why Aren’t ARMs More Popular in This Increasing Interest Rate Environment?

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The answer to this question involves an intricate dance between risk, time, and interest—all depicted in a single graph: the Treasury Yield Curve.

Discover Your Home’s Value: The Power of Cash-Out Refinancing

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If you're a homeowner, you're most likely sitting on some serious cash with the equity in your home, especially with the significant increases in most property values recently. The amount of equity you have is equal to the current value of your…

Overcoming Rising Rates: Solutions to Unlock Your Dream Home with BankSouth Mortgage

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If you've been keeping up with the news on interest rates, you might feel discouraged about achieving your dream of owning a home. But fear not! At BankSouth Mortgage, we're here to empower you with practical solutions that will help you conquer…