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For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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The Sudduth Team

Mortgage Bankers
Micole Sudduth (NMLS #213062)

(770) 374-1847 | [email protected]

For more than two decades, Micole has built a strong reputation in the loan industry. Before becoming a mortgage banker in 2002, she was a loan processor, post closer and mortgage banking assistant, making her incredibly knowledgeable in all aspects of the process. She’s compassionate and able to structure loan programs and amounts to suit the needs of everyone; from a first-time homebuyer who requires down payment assistance to a seasoned homeowner in search of a high loan amount.

Micole is a Decatur, GA native. Her entire extended family still resides in the metro Atlanta area and she’s been married for 20 years. In her free time, Micole supports financial literacy programs, participates in fitness and nutrition programs and enjoys spending time with family and friends.


  • Top 10 loan producer in units for BankSouth Mortgage
  • Invest Atlanta Legacy Partner and Platinum Producer
  • Georgia Dream Lender Advisory Board Member
  • Mortgage Bankers Association of Georgia Gold Award Recipient

Tim Sudduth (NMLS #1550639)

(770) 317-4642 | [email protected]

Tim’s unique background brings together the best of two industries. After more than a decade in real estate, he expanded his career into Mortgage Banking. His previous experience working closely with homebuyers, sellers and real estate agents provides him with a thorough understanding of the range of emotions that borrowers experience when applying for a mortgage, as well as throughout the loan process. That’s why Tim is committed to being available and easily accessible to his clients while guiding them through each step.

Tim enjoys working with first-time and repeat homebuyers and will review a variety of options for your purchase financing needs. In addition, he is knowledgeable about down payment assistance programs, a multitude of refinancing possibilities, and many loan features. His goal is to make the loan process as stress-free as possible.

Tim is a graduate of Jacksonville State University in Alabama, where he serves on the Alumni Board of Governors and is a member of the J-Club (Former Letterman Alumni Chapter). In his free time, he enjoys reading, traveling, golfing, and spending time with his wife, Micole. Tim is also an active supporter of Breast Cancer Awareness and serves his community through his fraternity, Kappa Alpha Psi Fraternity, Inc. He has been named VP of Events for the Jacksonville State University Black Alumni Chapter.

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Contact The Sudduth Team Today

Contact Micole & Tim to learn more about how they can assist you with your mortgage needs.

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