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Business Banking

Business Banking

BankSouth has been helping business owners launch and grow their businesses in the community for generations.  Whether you’re opening a new location or expanding your existing one, we’re ready to help.

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Online Access

BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

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Mortgage

Mortgage

For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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Teresa Downey

VP, Producing Production Manager
NMLS ID # : 658841
(678) 873-2957
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Born and raised in the suburbs of Atlanta, Teresa Downey began her career in the mortgage industry in 1988. Having held many positions during her mortgage career, she brings a vast amount of knowledge and experience to her clients.

As a mortgage banker, Teresa is dedicated to exceeding the expectations of her clients and building relationships for life. Teresa takes pride in the service she provides her clients. Whether you are buying, selling, or building your dream home, you have a lot riding on the performance of your mortgage professional. Since market conditions and loan programs can change rapidly, it is important that you engage a true mortgage professional to help you navigate through the many options available and the overall process. Teresa is excited about the opportunity to help you!

In her spare time, Teresa enjoys spending time with family, including her two adult children who live in the metro Atlanta area.

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What Teresa's Customers Say About Her
"My experience was extremely pleasant! Teresa and her team were available for any questions I had and they were always very informative. This made the home buying process very straightforward and simple. I highly recommend Teresa and her team!"
Daniel A.
Homebuyer
What Teresa's Customers Say About Her
"The consistent communication, the willingness to answer routine questions, explaining everything clearly, and working to get the best rates are what made this a painless and easy process! Teresa and her team are hands-down the best!"
Julie C.
Homebuyer
What Teresa's Customers Say About Her
"This was my first time buying a home, and a complex process such as this was made clear and simple with the help of Teresa Downey! Teresa explained everything so well, and had quick responses to any questions. I had no stress, and this made buying a new home fun and exciting- as it should be!"
Madison G.
Homebuyer
What Teresa's Customers Say About Her
"Teresa was so wonderful to work with. She went above and beyond in making sure all of our concerns were met and if we ever had any questions she was always available to clear anything up. My wife and I couldn't be more thankful for her awesome service."
Zachary G.
Homebuyer
What Teresa's Customers Say About Her
"From start to finish the process was quick and simple. The app was the greatest tool to upload all documents and keeping track of status. Very informational and professional staff through the entire process. Thanks."
Philip E.
Homebuyer
What Teresa's Customers Say About Her
"You really made an impression on me today with how hard and quickly you work; you answered my questions in no time flat. Thank you!"
Brad C.
Homebuyer
What Teresa's Customers Say About Her
"Ms. Teresa Downey and the BankSouth team made my experience in becoming a homeowner a good one. She made time to answer my questions no matter the time, day or night. She treated me like family, and went out of her way to get me the best rates. I appreciate all of the time and effort Ms. Downey and her colleagues put into this process. I am very happy with my experience. Thank you, Ms. Downey and BankSouth Team for all that you did for me. I am grateful to you all."
Cheryl T.
Homebuyer
What Teresa's Customers Say About Her
"The closing went very well and on time. Thank you so much everyone for your effort to help us closing for our new home sweet home. Special thanks to Ms. Teresa Downey."
Sameer S.
Homebuyer
What Teresa's Customers Say About Her
"Teresa walked us through the entire process and was very knowledgeable."
Kristin P.
Homebuyer
What Teresa's Customers Say About Her
"Purchasing a home can be stressful, and I had no problem showing how much I was feeling it. The combination of “life” and purchasing a home made aspects of the experience a little less exciting. However, Teresa and the team remained poised, professional, and HUMAN! I didn’t feel like I was another loan number. Now that life has settled down for my husband and me, I truly want to thank Teresa for everything! You were a Godsend in more ways than you’ll know!"
LaToya N.
Homebuyer
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Contact Teresa Downey Today

Contact Teresa to learn more about how she can assist you with your mortgage needs.

Apply Now