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BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

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For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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Teresa Downey

VP, Producing Production Manager
NMLS ID #: 658841

Since 1988, Teresa Downey has been able to meet you where you are in your real estate journey. From purchasing your first home, building a custom home, downsizing for your empty nest, or purchasing your dream vacation home or an investment property, she’s here to help get you there.

Teresa offers a customizable communication platform based on the needs of her clients and their real estate agent. Teresa takes pride in the service and communication she provides her clients, as evidenced by her 5-star reviews.


  • First-time homebuyers
  • USDA
  • VA
  • Construction-Permanent

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Contact Teresa to learn more about how she can assist you with your mortgage needs.

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