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For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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Sue Ann Guthman

Senior Mortgage Banker
NMLS ID #: 200802

Sue Ann Guthman has worked in the mortgage industry since 1982 and has extensive experience in both purchases and refinancing existing mortgages. She is committed to serving each client with professionalism and integrity and strives to ensure her clients receive a mortgage that best fits their lifestyle and financial needs. Her industry knowledge, communication, and responsiveness make the mortgage process pleasant and stress-free for both the clients and real estate agents.

She was honored 2012 through 2021 as a Mortgage Bankers Association of Georgia (MBAG) Gold Award recipient given to recognize loan originators who demonstrate excellence in mortgage banking via production, continuing education, professional ethics, and involvement with the association.  She was also a recipient of the Top Gun Award in 2009, an award recognizing top producing loan originators based on volume by the Georgia Association of Mortgage Professionals.  She is also part of the Downtown Merchants Association of Seneca, an Affiliate Member of the Western Upstate Association of Realtors, serving the Upstate of South Carolina, and an Affiliate Member of the Georgia Upstate Lakes Board of Realtors.

Sue Ann has expertise in all types of financing including Conventional, Jumbo, FHA, VA, USDA, GA Dream, SC Housing Programs, HomeReady, Home Possible, Investment, Construction to Permanent and Renovation loans.  She lends in Georgia, South Carolina, North Carolina, Florida, Virginia, Alabama, Texas and Tennessee, among several other states.

Sue Ann enjoys boating on Lake Keowee, and especially likes to help buyers purchase their vacation and retirement homes in the Lake Hartwell and Lake Keowee area.


  • 25+ years in the mortgage business
  • Supported by a team of lending professionals with many years of experience
  • Trusted mortgage advisor that works with borrowers at all milestones – from first-time buyers to lakefront retirement home buyers!

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Meet the Team

Team Guthman is proud to be your financing guide from pre-qualification to closing. Every borrower is unique and has their own specific long-term financial goals. We will strive to fully understand your individual goals and use that knowledge to guide you towards making a confident home-buying decision.

Laura Williams

Mortgage Banker Assistant

Iva Moriarity


Margaret Mitchell


Contact Sue Ann Guthman Today

Contact Sue Ann to learn more about how she can assist you with your mortgage needs.

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