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For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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Smoky Mt. Lending Team

Mortgage Bankers


Bonnye Williams (NMLS #164562)

[email protected]

Bonnye Williams grew up in a New Hampshire on a commercial farm: rose greenhouses and apple orchards. In the 1980s, she became a real estate broker and developer in New Hampshire after earning her bachelor’s degree in business and real estate development at University of Denver.

Soon, the avid outdoorswoman traded the Atlantic coastline for the Rocky Mountains and operated a successful mortgage business in Steamboat Colorado for nearly 16 years before relocating the company to suburban Fort Worth, Texas for 12 years. Five years ago, she made her home in the Smoky Mountains on Lake Chatuge once again continuing to help first homeowners, second homeowners to retirees.

Through it all, she became a home finance expert on everything from mountain resorts to starter homes and condominiums to horse ranches – in good times and bad. In 2009, after almost 30 years, she tired of watching clients struggle with the same old challenges and wrote Conquering the American Dream.

She has always lived in rural areas and is an expert from USDA, VA, FHA, Conventional, Jumbo, and Construction lending. She surrounds herself with a great team of Underwriters and Realtors who strive to understand each customer’s needs.

Since moving to the area, Bonnye has received multiple MBAG Gold Awards. She works alongside of her daughter and as a team continue to help all future or current homeowners.


Genny McGeary (NMLS #1050094)

[email protected]

Genny has lived all over the country, Colorado, Texas, Idaho, Wyoming, Mobile, AL and now North Carolina. Opening new branches and gaining business in a new city is always hard work. But since having lived in so many different places, Genny can use the experience she has learned from doing various types of loans in these different cities to her advantage. With all of that under her belt, she says her favorite part of the job is when she has a new borrower who is doubtful in their ability to obtain a home but fast forward a few months down the road and that same borrower is sitting at a closing table making one of the most important purchases of their life. When she’s not working, she’s at the lake or hiking with her daughter Josie, husband Matt and English mastiff Fiona, exploring this beautiful area she calls home.


Contact Smoky Mountain Lending Team Today

Contact Bonnye and Genny to learn more about how they can assist you with your mortgage needs.

Apply with Bonnye Apply with Genny