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Shachi Bhardwaj

Senior Mortgage Banker

NMLS ID #: 200704

(678) 595-7904 [email protected]

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Shachi Bhardwaj has been in the mortgage industry since 2005 following a successful stint as an entrepreneur. During this period, Shachi has built a vast network of delighted homebuyers, realtors, and builders. She has consistently received the Mortgage Bankers Association of Georgia’s (MBAG’s) Gold Award since 2009 – an honor that is awarded to the top 1 percentile of loan officers.

What really sets her apart from her competition is her comprehensive industry knowledge, resourcefulness, and responsiveness to client needs. She takes the time to understand her client’s personal needs, goals, dreams and challenges – whether you are a 1st time home buyer, buying your next home, or refinancing. She takes pride in not only diligently finding the best mortgage loan option for her clients, but also helping her clients fully understand the home loan process and become comfortable with all aspects of it.

And if you happen to be on a work visa, you would be hard pressed to find a more knowledgeable and resourceful loan officer. With her extensive knowledge of the US immigration and work visa rules, built on her vast experience with non-U.S. Citizens/Permanent Resident Alien clients, she will ensure that your unique needs are met in the most efficient manner possible.

Shachi’s extensive experience in Residential Mortgage Lending covers a full spectrum of loan products, including New Construction Financing, Conventional Loans, Jumbo Loans, Construction Loans, Renovation Loans, FHA Loans, VA Loans, USDA Loans, and Home Equity Line of Credit.

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What Shachi's Customers Say About Her

"Shachi and her team are so knowledgeable and helpful; great for first-time buyers like myself who threw tons of questions their way. They communicate with you each step of the way and quickly respond to all my emails and phone calls. I highly recommend this team to anyone looking to refinance or purchase a home! I can’t praise them enough!"

Charissa C.

Homebuyer

What Shachi's Customers Say About Her

"Shachi was outstanding! She took our calls at different times of the day, even at nights when we are both off work. She answered every question we had. She is very professional, knows the business inside and out. It has been a real pleasure working with her, I wholeheartedly recommend her. Thank you, Shachi!"

Rosa M.

Homebuyer

What Shachi's Customers Say About Her

"Shachi and her team were amazing! From the initial pre-approval with a VA loan, all the way through closing she was there to answer any questions - sometimes even at 9:30pm! She and Margaret kept us informed on every step throughout, the communication was excellent, which helped us get to closing under 30 days, during the holiday season. I couldn’t have asked for a better person, team, bank to work with. Thank you Shachi, Margaret, and BankSouth Mortgage."

James G.

Homebuyer

What Shachi's Customers Say About Her

"Shachi and her team worked diligently to ensure that I had everything I needed to make my home buying experience seamless. Shachi is smart, skilled and very knowledgeable about this process, and she has trained her team well! Teamwork truly does make the dream work, and because of this team, I am now living my dream! You guys rock! Thanks for everything and happy holidays!"

Tammy W.

Homebuyer

What Shachi's Customers Say About Her

"Shachi is a very professional mortgage banker. She is very detail oriented and very clear with her communication. She is always on top of the process and makes sure [there's a] smooth closing. I highly recommend Shachi as your mortgage banker for any future need."

Nikhilkumar T.

Homebuyer

What Shachi's Customers Say About Her

"I've worked with Shachi twice now. Once on the initial mortgage of my new home, and most recently for the refinance. Shachi proactively reached out to me and helped greatly reduce our monthly payment. Her attentiveness to detail, responsiveness to questions, and overall helpfulness are unmatched in my home buying experience. Thank you, Shachi!!"

Jonathan R.

Homebuyer

What Shachi's Customers Say About Her

"Shachi was very helpful throughout our refinancing process. She was always willing to answer our questions and generally got back to us on them within a few hours of us asking her the question. Extremely patient and easy to work with. Thank you very much for helping us with our refinancing needs. It was a pleasure working with you!"

Pradnya K.

Homebuyer

What Shachi's Customers Say About Her

"My personal experience refinancing my loan with BankSouth Mortgage, mortgage banker Shachi Bhardwaj and team was an amazing experience. Shachi was very professional and knowledgeable in completing my loan refinance from start to finish. Shachi kept me updated on the progress and was quick to respond to any questions that I had during the process. I would highly recommend BankSouth Mortgage and Shachi Bhardwaj to anyone looking for a seamless experience with financing a home loan."

Stephanie T.

Homebuyer

What Shachi's Customers Say About Her

"During the application process, Shachi called me to tell me that she was able to get me a lower rate than what we had originally discussed. Who does that??? She is a true professional."

Alfredo J.

Homebuyer

What Shachi's Customers Say About Her

"I have been in the real estate industry for 17 years and I have met many lenders, but Shachi is one of the best. She really wants to help you and make it easy. I always look for a heart of a teacher when I work with people and money. She had such a heart of a teacher and helped. You will not meet many who will be there for you and your loan like Shachi."

Kristen T.

Homebuyer

Contact Shachi Bhardwaj Today

Contact Shachi to learn more about how she can assist you with your mortgage needs.