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Rickey Powell

Rickey Powell

Senior Loan Officer

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Q&A with Rickey Powell

What makes you different than others in your profession?

  1. I like to treat all customers the same. I treat minimum wage workers with the same dignity & respect as millionaires with 800 credit scores
  2. Availability – I am available 24 hours a day for my clients & referral sources
  3. Treat every customer like I want to be treated. If you follow that principle, you will always be working in the best interest of the client rather than yourself. You will be rewarded with a satisfied customer who will refer you loans for family & friends for years to come.

What do you enjoy doing on the weekends?

On the weekends, I like to play golf with my lifelong friends, watch sporting events, & spend quality time with my family

Who is someone you admire and why?

I admire my wife tremendously. She is a giving person who always puts others ahead of herself. While being a beautiful woman on the outside, she is even more beautiful on the inside. She is a retired teacher who spent 31 years in the classroom. During this time, I saw her worry about her students & constantly giving the less fortunate kids her time & effort in helping to make their dreams come true. I have seen many letters & correspondence from former students thanking her for caring about them when no one else did. This correspondence was always hidden from her family & friends because she did it out of love for her students rather than gaining attention from others.

Bio of Rickey Powell

Rickey has been a dedicated mortgage loan officer for over 30 years, helping countless individuals and families achieve the dream of homeownership. His passion for his job stems from the rewarding feeling of being able to assist people in one of the most significant investments of their lives. It was his mother's encouragement that brought him into the mortgage industry, and he's been grateful ever since.

Mortgage Market Interest Rates

Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.

The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.

Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.

What Customers Say About Rickey Powell

4.92
Ratings
29
Total Reviews
Powered by Experience.com
B
Benjamin J L
CHULA - GA
Posted on February 26, 2024
5.0
verified-review
Ricky is your man if you’re looking to buy a home.
Reply from Rickey Powell
Thanks Ben !!
A
Alexis M R
TIFTON - GA
Posted on November 29, 2023
5.0
verified-review
Everyone communicated with us in a timely and respectful manner regarding any changes that happened during the buying process.
Reply from Rickey Powell
Thank you so much for the kind review !! Please let us know if you ever have any questions. Hope you enjoy your new home !!
M
Mikhil D
TIFTON - GA
Posted on November 18, 2023
5.0
verified-review
Rickey answered every question I had and always made sure to keep me in the loop with any changes or new documents. He was kind, professional, and forthright at every step.
Reply from Rickey Powell
Thank you so much for the nice review !! I hope you really enjoy your new home.
A
Alexander C E
TIFTON - GA
Posted on November 2, 2023
5.0
verified-review
Ricky was patient with us as first time homebuyers. He clearly explained our options and kept us updated.
Reply from Rickey Powell
Thanks Alex !! Hope you guys enjoy your new home !! Please feel free to call me anytime
A
Alex R K S
TIFTON - GA
Posted on October 26, 2023
5.0
verified-review
Mr. Rickey and his team gets it done! I couldn’t have asked for a better person to help me during the mortgage part of my house buying process. He made everything easy and assured me everything was okay. Not only did he always have an answer for my questions, Mr. Rickey even guided me financially on what to do to make things cheaper for me at the new house. Not only did we move into our dream home in less than 40 days…. We are now living there cheaper than our last home. Thanks again for everything you have done and continue to do for me!
Reply from Rickey Powell
Thanks Alex !! I hope you enjoy your new home !!
C
Charles R A I
TIFTON - GA
Posted on October 26, 2023
5.0
verified-review
Great guy, pleasure to work with, makes it easy!
Reply from Rickey Powell
Thanks !!!
M
Mallory M P
TIFTON - GA
Posted on October 25, 2023
5.0
verified-review
Ricky Powell was top notch when it came to communication and advice. He was recommended to me and I will continue to pass along recommending him as well !
Reply from Rickey Powell
Thanks Mallory !!
A
Ashley N K
TIFTON - GA
Posted on October 24, 2023
5.0
verified-review
Rickey and his team were great to work with!! Such a great experience in our buying process.
Reply from Rickey Powell
Thanks Ashley !! Hope you guys enjoy your new home !!
W
William J F
STATESBORO - GA
Posted on September 14, 2023
5.0
verified-review
Thank you Mr. Rickey!
A
Amanda D
TIFTON - GA
Posted on September 11, 2023
5.0
verified-review
Rickey was very quick to respond to questions and explained things in a clear matter. He knows what he is talking about and was very helpful during the process.

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