Nikki Rodgers
VP, Producing Production Manager
Q&A with Nikki Rodgers
What made you decide to be a BankSouth Loan Officer?
After completing my Accounting and Finance Degree, I went into banking and found a huge love for helping people. During my growth in community banking, I was given the opportunity to do lending and found it to be my favorite part of the job: Helping people become homeowners. This is when I knew that Mortgage Lending was for me! BankSouth Mortgage's commitment to local growth made it the perfect fit for me!
What makes you different than others in your profession?
The two things that differentiate me from others in this industry are my local knowledge and ability to relate with many people on a personal level. Having lived in the Valdosta area almost my whole life, I am familiar with the area and can help my customers feel at ease through the process.
What do you enjoy doing on weekends?
On the weekends, I enjoy spending time with friends and family. Whether on the ball field watching my kids play, in the outdoors hunting or fishing with my husband, or relaxing with friends. I cherish the memories I am able to create with the people around me.
What organizations are you or have been active in throughout your community?
I love my community and being involved with local organizations. Some of these include the local Homebuilders Association, Board of Realtors Association, Valdosta Junior Service League, and ministries within my church at Park Avenue Church.
If you could be anywhere than your home state, where would you want to be? Why?
If I could travel anywhere, it would be Greece. I have some Greek ancestry that I would love to explore, and the beautiful scenic pictures of the land make it an ideal destination for me.
Flashback to when you were 10 years old. What do you want to be when you grow up? Why?
At age 10, I wanted to be a doctor. I have always had a love for helping people and this seemed like the perfect way to do that.
Bio of Nikki Rodgers
Nikki Rodgers is a Valdosta native who holds a BBA in Accounting and Finance from VSU and is a graduate of the Paul W. Barrett Jr. Graduate School of Banking. Nikki particularly enjoys the personal aspect of helping customers reach their goals, whether that is home ownership or restructuring their mortgage to meet their financial goals. She has ten-plus years of experience in the mortgage industry. She is a member of the 2015 Leadership Lowndes Class, Valdosta Junior Service League, and Park Avenue Church. Nikki is married to Marty and has three boys.
Awards
Mortgage Market Interest Rates
Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.
The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.
Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.
What Customers Say About Nikki Rodgers
105
Total Reviews
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Martha C D
LAKE PARK - GA
Posted on April 7, 2024
Nikki was the BEST! She was very helpful and knowledgeable. She made the process easy and answered all of my questions before I even had to ask. I will defiantly use her again in the future.
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Kenneth W J
VALDOSTA - GA
Posted on April 4, 2024
Mrs. Nikki Rodgers was very knowledgeable, patient, and understanding of any issues, which made the process smooth and pleasant, from start to finish. I would highly recommend Mrs. Rodgers to anyone, as I have zero doubts they would be in great hands.
This review soley represents Mrs. Rodgers. Based on the service I recieved, I think the her professionalism and rapport implemented into a business training solution would make a positive impact to the customer's experience.
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Rebecca F
VALDOSTA - GA
Posted on April 2, 2024
Nikki and her team went above and beyond assisting us during the mortgage application and closing process. The team were very personable and respectful. We would definitely refer others to Nikki for their mortgage journey.
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David F
VALDOSTA - GA
Posted on April 2, 2024
Nikki and her team make our closing very easy. They were very helpful and curious.
K
Kelly G
STEINHATCHEE - FL
Posted on February 28, 2024
Nikki was outstanding to work with. As a realtor, she always does a great job with my clients and I never hesitate to refer her to anyone. Such a great job that I decided to trust her as my lender for my own personal transaction for my first investment. She goes above and beyond and I am so thankful for all that she did for us during the process! Thanks Nikki!
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Lauren L P
VALDOSTA - GA
Posted on February 20, 2024
Nikki was absolutely phenomenal throughout the entire process! With this being my first time purchasing a home, I had no idea what this process was like. She made it so smooth, so efficient, and was so helpful every step of the way. We were able to close almost two weeks before the initial closing date because of how awesome she was! I could not have dreamed of a better experience.
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Michael S
HAHIRA - GA
Posted on February 19, 2024
I cannot begin to tell you how fortunate I was to find VA Specialist, Nikki Rodgers. When I found the house I wanted to buy I started contacting VA Specialists that I was familiar with in the past. Each one took some of my information and promised to get back with me as soon as possible. I guess they were not that interested. Some called back in 2 - 3 days and some not at all. after numerous times trying to call them, I was frustrated, to say the least. I then found Nikki Rodgers. When I called her she immediately started the normal questioning process and said she would get back with me soon. I was very pleased whn she called me back the same day and said that she had started the process for me to purchase the home. The entire process with Nikki was outstanding! Nikki kept me informed every step of the way and answered my questions the same day without hesitation. Nikki was actually like a "Breath of Fresh Air" compared to all the other VA Specialists I had tried to work with. Nikki Rodgers, I want to thank you and your team at BankSouth for a very smooth process in purchasing this home. I most deffinitely will recommend you to other potential buyers and should I need to purchase another home in the future, you will be my first contact!
Thank you so very much,
Michael Smith
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Verna H
VALDOSTA - GA
Posted on January 19, 2024
Throughout the mortgage loan process, the professionalism of Mrs. Nikki Rodgers was unmatched! The entire team worked together and was always knowledgeable of the current status of our loan. They made the process enjoyable by minimizing unnecessary paperwork and being available to answer our questions. We felt valued. If we ever buy another home, we'll be sure to contact Team Nikki Rodgers!
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William A H
VALDOSTA - GA
Posted on January 9, 2024
Nikki is very helpful and explains things in depth. She is easy to get in contact with and works hard to secure the best interest rate.
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Casey R H
VALDOSTA - GA
Posted on January 9, 2024
Nikki went above and beyond to make this process as seamless as possible. She thoroughly answered our questions and made herself exceptionally available. We valued her professionalism, communication, and personability!
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