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Online Access

BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

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For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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James Gay

VP, Market Production Manager
NMLS ID #: 412223

James Gay is a top producing loan officer in the Central Savannah River Area (CSRA) and is also one of the top producers in the State of Georgia with over 16 years of mortgage industry experience.  James works with clients all over the CSRA and is proud to support its residents and community with VA, FHA, Conventional, Construction and renovation loan experience.

A Mortgage Banker Association of Georgia (MBAG) Award Winner since 2008 and named a “Top 10 Producing Loan Officer” in 2014 and 2017, James won MBAG’s President’s Award from 2010-2016. James and his locally based team offer a personalized mortgage experience with their commitment to providing each borrower the best possible home financing options.

Born and raised in North Augusta, James and his family make North Augusta their home and love spending time in the community. “My goal for our clients is setting and exceeding expectations. I want the clients to walk away with that ‘WOW’ factor”, says James.

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Ashlee Aloan

AVP, Production Partner (NMLS #1003923)

(706) 834-0029 • [email protected]

Meet the Augusta Team

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Contact James to learn more about how he can assist you with your mortgage needs.

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