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Online Access

Online Access

BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

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Mortgage

Mortgage

For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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Low to No Down Payment

No downpayment? No problem! Our low to no downpayment options include downpayment assistance options!

Contact a BankSouth mortgage advisor for more details.


97%

  • 3% downpayment
  • Fixed rate loan
  • Available for primary, second and investment properties

FHLB First Time Homebuyer Program

  • Up to 100% financing
  • Up to $7,500 in assistance for first time homebuyers
  • Up to $10,000 in assistance COVID essential workers, veterans, active-duty military or surviving spouses

Georgia Dream

  • Up to $5,000 in assistance
  • Up to $7,500 for police, fire, educator and healthcare workers
  • Available for first time buyers or those who’ve not owned a home in the last three years

Credit and collateral are subject to approval. Terms and conditions apply. Rates, program terms and conditions are subject to change without notice. Some programs have geographic restrictions. This is not a commitment to lend.

Bank differently. BankSouth.

We’re a bank for your community. We’re digital-forward and people first. We’re built to help you build your dreams. Let’s build together.

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