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For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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What Can Cause Inflation?

Aug 17, 2021 Mortgage Speak

CAUSE: More money floating around the economy

EFFECT: Rising prices on goods and services (recent example: lumber)

Inflation impacts the housing market because rising prices on good and services often results in a higher base house price. Inflation may also impact interest rates for borrowers, which can impact some buyer’s purchasing power.

Ready to buy? Here’s how to prepare in this market:

  1. Get pre-approved before you start shopping – know exactly how much house you can afford
  2. Talk to your BankSouth Mortgage Banker about protecting your rate for up to 180 with no lock-in fees – you don’t even need a sales contract secured to protect your rate!
  3. Review your downpayment options. Your BankSouth Mortgage Banker can review multiple options for you – whether you’re focused on a lower monthly payment or interested in putting down a larger downpayment to reduce your overall loan size your BSM trusted advisor will help you look at what’s best for your financial plan today, tomorrow and in the future!

Get started today with our ReadyLoan mobile app. Apply, upload documents and sign disclosures all while on the go!


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