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Online Access

BankSouth offers immediate and easy access to your mobile and online banking. You can also apply for and review your ReadyLoan mortgage application.

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For over ten years, BankSouth has helped thousands of families finance their homes.  We know how daunting this may be, but we take the worry and hassle out of the process.

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Switch to BankSouth. Get a cool $250.

It’s yours when you ditch your old way of banking and go digital with BankSouth!

Open an Account

Terms and conditions apply. See below for details.

Redeem your reward in 3 easy steps

Go digital with BankSouth and get this exclusive $250 offer1

This is a special offer for the Augusta and CSRA area! Open your account online in just 5 minutes to start redeeming your $250 reward, plus unlimited access to a convenient, digital banking experience. Here’s how you can get started:

$50 minimum opening deposit

Open your account online with just $50 to start.

Activate your debit card

Use your debit card for everyday purchases.2

Switch your direct deposit

Establish 2 or more direct deposits to your new account.3

Beyond the branch — we’re mobile

Augusta’s first fully digital local bank

Don’t rely on banker hours — start banking on YOUR hours. Ditch the teller and drive-through lines, and pull out your phone to bank anywhere, any time with the BankSouth mobile app.*

  • Open accounts and order a debit card
  • Deposit checks remotely
  • Set spending limits and alerts on your debit card
  • Make transfers between accounts
  • Pay all of your household bills, friends and more

Get Started Today

augusta digital bank

A bank you can count on

Secure banking. Superior support.

  • FDIC insured
  • Secure online account opening
  • Secure online banking services
  • 24-hour online assistance
  • Friendly customer care team**

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secure digital banking in augusta, ga

Full control of your money

Make payments and move money at your convenience

Whether you’re looking to make peer-to-peer payments, pay a bill or move money between your accounts, we make it easy and convenient for you.

  • Receive money from your friends and family. Money goes directly to your bank account from theirs with no extra fees or long waiting periods.
  • Move money between your checking, savings and loan accounts to stay on top of loan payments and build your savings with automated transfers.
  • Schedule bill payments for a convenient way to make timely payments and avoid damaging your credit score.

Get Started Today

manage your money with an online banking account

Bank differently with BankSouth

We’ve been putting our customers first for more than 75 years. Providing 24-hour online assistance, an easy-to-use mobile app, and helpful financial tools, we offer a banking experience like no other.

And now, we’re offering you $250 to go along with this unique experience!

Open an Account

Unlimited digital banking

We provide unlimited access to digital banking services including mobile deposits, money transfers, bill pay, and our online Switch Kit that makes switching your direct deposits and recurring payments a breeze.

Cryptocurrency exchanges

We are one of the first local banks in the country to offer Bitcoin exchanges. Coming this spring, you can buy and sell cryptocurrency. Get your account set up now to be the first to get access!

Local mortgages and commercial loans

More than banking. We have lenders in Augusta, so you can experience BankSouth beyond your checking and savings accounts. We offer home loans, as well as commercial loans to take your business to the next level.


1 To be eligible, you must open a BankSouth Checking Account and activate a debit card no later than 12/31/2022 in connection with this offer. Eligible accounts include BankSouth Simple Checking which has an Annual Percentage Yield (APY) of 0.00%. Other checking accounts may have higher APYs and may require higher balances to earn the APY. Rates are variable and subject to change at our discretion. Fees may reduce earnings. This advertisement is accurate as of 3/3/2022. $250 bonus will be deposited into customer’s BankSouth checking account on the 15th day of the seventh full calendar month after debit card activation if the account remains in good standing and after the offer criteria are met. For your account to be considered in “good standing” you must (1) have a positive balance on your account; and (2) have no legal orders, levies or liens against your account. The $250 bonus will be reported to the IRS as 1099 interest income at the end of the calendar year of crediting and will be subject to income taxation.

2 To redeem $250 reward, eligible customers must have a minimum of 20 debit card point of sale transactions per calendar month in each of the first six full calendar months following the opening of the account and activation of your debit card (includes e-commerce purchase transactions).

3 A minimum of 2 direct deposit transactions per calendar month must be made to the account at a minimum of $350 per direct deposit for each of the first six full calendar months following the opening of the account and activation of your debit card.

*Message and data rates may apply when using our mobile app.

**Our customer care team is available during normal business hours, Monday – Saturday. We provide 24-hour online assistance in online banking and the BankSouth mobile app.

Unlock  your exclusive $250 offer today

Ditch your old bank or credit union and go digital with BankSouth.

Get Started Today